Take-home pay in 49 countries, ranked

Of every 49 tax systems modelled here, India leaves the most in your pocket at 95.2% of gross and Romania the least at 58.5%.

How this is calculated, and what it does not tell you

Each row is produced by running that country's published model — the same one behind its calculator page — and dividing net by gross for the same period. Nothing is converted between currencies: these models span 29 of them, and converting would need an exchange rate, which is a fact about a particular day rather than about a tax system. A ratio needs no such fact.

Every model runs at the default salary it ships with, which differs by country, so this ranks tax systems at a representative local income — not the same income everywhere. Each uses single-filer defaults with no children, no regional surcharges and no optional contributions. Employer-side costs are excluded throughout, as is cost of living, which frequently moves in the opposite direction to the tax rate.

Some models are documented simplifications of a more detailed schedule; each calculator page says so where it applies, and every row links to the model, its formula and its sources.

Ranked by share of gross retained

#	Country	Kept	Gross	Net
1	India	95.2%	800,000 INR	761,600 INR
2	Brazil	91.1%	3,000 BRL	2,733.39 BRL
3	Philippines	88.5%	30,000 PHP	26,542.50 PHP
4	Mexico	87.1%	15,000 MXN	13,072.22 MXN
5	Russia	87.0%	1,440,000 RUB	1,252,800 RUB
6	Cyprus	86.2%	25,000 EUR	21,537.50 EUR
7	Israel	85.2%	12,000 ILS	10,225.94 ILS
8	Ireland	84.0%	40,000 EUR	33,587.18 EUR
9	Netherlands	83.9%	40,000 EUR	33,578.41 EUR
10	South Africa	83.8%	360,000 ZAR	301,702.56 ZAR
11	Argentina	83.0%	1,500,000 ARS	1,245,000 ARS
12	Estonia	82.9%	2,000 EUR	1,657.84 EUR
13	United States	82.1%	75,000 USD	61,592.50 USD
14	United Kingdom	82.1%	35,000 GBP	28,719.60 GBP
15	Chile	81.4%	1,000,000 CLP	814,000 CLP
16	South Korea	80.8%	50,000,000 KRW	40,402,075 KRW
17	Malta	80.5%	22,000 EUR	17,700 EUR
18	New Zealand	79.4%	70,000 NZD	55,554.50 NZD
19	France	79.2%	30,000 EUR	23,747.92 EUR
20	Australia	79.2%	85,000 AUD	67,280 AUD
21	Czechia	79.1%	45,000 CZK	35,600 CZK
22	Georgia	78.4%	3,000 GEL	2,352 GEL
23	Singapore	78.1%	60,000 SGD	46,890 SGD
24	Sweden	78.0%	420,000 SEK	327,485.34 SEK
25	Bulgaria	77.6%	1,300 EUR	1,008.77 EUR
26	Spain	77.0%	25,000 EUR	19,255 EUR
27	Ukraine	77.0%	25,000 UAH	19,250 UAH
28	Portugal	77.0%	21,000 EUR	16,169.69 EUR
29	Italy	76.5%	30,000 EUR	22,956.40 EUR
30	Slovakia	76.4%	1,500 EUR	1,146.66 EUR
31	Latvia	76.0%	1,500 EUR	1,140.41 EUR
32	Norway	76.0%	600,000 NOK	455,817.40 NOK
33	Greece	74.7%	18,200 EUR	13,597.99 EUR
34	Finland	74.3%	42,000 EUR	31,200.02 EUR
35	Japan	74.2%	5,000,000 JPY	3,709,900 JPY
36	Luxembourg	73.7%	50,000 EUR	36,863.60 EUR
37	Poland	73.7%	6,000 PLN	4,420.14 PLN
38	Canada	72.5%	70,000 CAD	50,761.97 CAD
39	Austria	70.2%	42,000 EUR	29,490.42 EUR
40	Switzerland	69.8%	80,000 CHF	55,808 CHF
41	Croatia	69.3%	1,800 EUR	1,246.80 EUR
42	Lithuania	68.2%	1,500 EUR	1,022.89 EUR
43	Slovenia	67.7%	24,000 EUR	16,250.68 EUR
44	Belgium	67.1%	45,000 EUR	30,216.82 EUR
45	Hungary	66.5%	600,000 HUF	399,000 HUF
46	Turkey	65.6%	720,000 TRY	472,295.20 TRY
47	Germany	65.6%	48,000 EUR	31,465.16 EUR
48	Denmark	62.2%	420,000 DKK	261,303.12 DKK
49	Romania	58.5%	6,000 RON	3,510 RON

Updated 2026-08-02. Every figure is recomputed from the models on each build, so this table cannot drift away from the calculators it summarises.

Check any of it

Each country links to its live calculator, and every calculator publishes how it is verified — the formula, the test vectors and the statutory sources behind it.

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