Take-home pay in 56 countries, ranked

Of every 56 tax systems modelled here, Bangladesh leaves the most in your pocket at 96.3% of gross and Romania the least at 58.5%.

How this is calculated, and what it does not tell you

Each row is produced by running that country's published model — the same one behind its calculator page — and dividing net by gross for the same period. Nothing is converted between currencies: these models span 36 of them, and converting would need an exchange rate, which is a fact about a particular day rather than about a tax system. A ratio needs no such fact.

Every model runs at the default salary it ships with, which differs by country, so this ranks tax systems at a representative local income — not the same income everywhere. Each uses single-filer defaults with no children, no regional surcharges and no optional contributions. Employer-side costs are excluded throughout, as is cost of living, which frequently moves in the opposite direction to the tax rate.

Some models are documented simplifications of a more detailed schedule; each calculator page says so where it applies, and every row links to the model, its formula and its sources.

Ranked by share of gross retained

#	Country	Kept	Gross	Net
1	Bangladesh	96.3%	100,000 BDT	96,250 BDT
2	India	95.2%	800,000 INR	761,600 INR
3	Pakistan	93.3%	200,000 PKR	186,593 PKR
4	Brazil	91.7%	3,000 BRL	2,751.40 BRL
5	Indonesia	89.7%	15,000,000 IDR	13,451,201 IDR
6	Hong Kong	88.8%	480,000 HKD	426,110 HKD
7	Philippines	88.5%	30,000 PHP	26,542.50 PHP
8	Mexico	87.1%	15,000 MXN	13,072.22 MXN
9	Russia	87.0%	1,440,000 RUB	1,252,800 RUB
10	Cyprus	86.2%	25,000 EUR	21,537.50 EUR
11	Israel	85.2%	12,000 ILS	10,225.94 ILS
12	Netherlands	84.3%	40,000 EUR	33,714.11 EUR
13	Ireland	84.0%	40,000 EUR	33,587.18 EUR
14	South Africa	83.8%	360,000 ZAR	301,702.56 ZAR
15	Argentina	83.0%	1,500,000 ARS	1,245,000 ARS
16	Estonia	82.9%	2,000 EUR	1,657.84 EUR
17	United States	82.1%	75,000 USD	61,592.50 USD
18	United Kingdom	82.1%	35,000 GBP	28,719.60 GBP
19	Chile	81.4%	1,000,000 CLP	814,000 CLP
20	South Korea	80.8%	50,000,000 KRW	40,402,075 KRW
21	Malta	80.5%	22,000 EUR	17,700 EUR
22	Nigeria	80.3%	500,000 NGN	401,580 NGN
23	New Zealand	79.4%	70,000 NZD	55,554.50 NZD
24	Greece	79.2%	18,200 EUR	14,414.99 EUR
25	France	79.2%	30,000 EUR	23,747.92 EUR
26	Australia	79.2%	85,000 AUD	67,280 AUD
27	Czechia	79.1%	45,000 CZK	35,600 CZK
28	Georgia	78.4%	3,000 GEL	2,352 GEL
29	Singapore	78.1%	60,000 SGD	46,890 SGD
30	Sweden	78.0%	420,000 SEK	327,485.34 SEK
31	Bulgaria	77.6%	1,300 EUR	1,008.77 EUR
32	Spain	77.0%	25,000 EUR	19,251.50 EUR
33	Ukraine	77.0%	25,000 UAH	19,250 UAH
34	Portugal	77.0%	21,000 EUR	16,169.69 EUR
35	Italy	76.5%	30,000 EUR	22,956.40 EUR
36	Slovakia	76.4%	1,500 EUR	1,146.66 EUR
37	Latvia	76.0%	1,500 EUR	1,140.41 EUR
38	Norway	76.0%	600,000 NOK	455,817.40 NOK
39	Iceland	74.5%	700,000 ISK	521,577 ISK
40	Finland	74.3%	42,000 EUR	31,200.02 EUR
41	Japan	74.2%	5,000,000 JPY	3,709,900 JPY
42	Luxembourg	73.7%	50,000 EUR	36,863.60 EUR
43	Poland	73.7%	6,000 PLN	4,420.14 PLN
44	China	73.3%	20,000 CNY	14,657.30 CNY
45	Canada	72.5%	70,000 CAD	50,761.97 CAD
46	Austria	70.2%	42,000 EUR	29,490.42 EUR
47	Switzerland	69.8%	80,000 CHF	55,808 CHF
48	Croatia	69.3%	1,800 EUR	1,246.80 EUR
49	Lithuania	68.2%	1,500 EUR	1,022.89 EUR
50	Slovenia	67.7%	24,000 EUR	16,250.68 EUR
51	Belgium	67.1%	45,000 EUR	30,216.82 EUR
52	Hungary	66.5%	600,000 HUF	399,000 HUF
53	Turkey	66.5%	720,000 TRY	478,795.20 TRY
54	Germany	65.6%	48,000 EUR	31,499.76 EUR
55	Denmark	62.2%	420,000 DKK	261,303.12 DKK
56	Romania	58.5%	6,000 RON	3,510 RON

Updated 2026-08-02. Every figure is recomputed from the models on each build, so this table cannot drift away from the calculators it summarises.

Check any of it

Each country links to its live calculator, and every calculator publishes how it is verified — the formula, the test vectors and the statutory sources behind it.

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