Croatia net salary calculator (neto plaća)
Croatia net salary calculator (Your Croatian net salary is gross minus the 20% pension contribution and municipal income tax after the personal allowance.
Worked example · Neto / mjesec
You keep 69.3% of gross pay 30.7% goes to tax and contributions
With Bruto plaća / mjesec of 1,800 EUR, this model computes Neto / mjesec of 1,246.80 EUR. See the full working.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How Neto plaća (net salary) in Croatia is calculated
Croatian payroll deducts a 20% pension contribution (15% first pillar, 5% second) from gross; health insurance is an employer cost.
After a personal allowance, income tax applies at municipal rates — a lower rate up to 5,000 EUR a month and a higher rate above (Zagreb charges 23% and 33%, cut from 23.6% and 35.4% in March 2025). Estimate, not tax advice.
Worked example
ShowHide the full working: 1 input, 4 computed steps
| Inputs | |
|---|---|
| Bruto plaća / mjesec | 1,800 EUR |
| Computed by the engine | |
| Mirovinsko (20%) ✓ pinned | 360 EUR |
| Porezna osnovica ✓ pinned | 840 EUR |
| Porez i prirez ✓ pinned | 193.20 EUR |
| Neto / mjesec ✓ pinned | 1,246.80 EUR |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is the net pay for 1,800 EUR in Zagreb?
The 20% pension (360 EUR) and the personal allowance leave a tax base of 840 EUR; at 23% the tax is 193.20, giving about 1,247 EUR net.
Does health insurance come out of my pay?
No — the 16.5% health contribution is paid by the employer, so only the 20% pension reduces your take-home.
Why do rates differ by city?
Income tax rates are set by each municipality, so Zagreb and smaller towns charge different lower and higher rates.
Sources
- Porezna uprava · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
Related calculators
Slovenia Neto plača (net salary) · Italy Stipendio netto (net salary) · Hungary Nettó bér (net salary) · Ireland take-home pay · Latvia Alga uz rokas (take-home pay)
Also for Croatia: Croatia Godišnja naknada (annual road fee) · Croatia Paušalni obrt (flat-rate sole trade) · Croatia PDV (VAT)
All Croatia calculators · All calculators
Fork this model in the Valem sandbox →
Built with Valem — a live, verifiable calculator you can fork and embed.