Croatia net salary calculator (neto plaća)
Your Croatian net salary is gross minus the 20% pension contribution and municipal income tax after the personal allowance.
Worked example: with Bruto plaća / mjesec of 1,800 EUR, this model computes Neto / mjesec of 1,246.80 EUR. See the full breakdown.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How neto plaća in Croatia is calculated
Croatian payroll deducts a 20% pension contribution (15% first pillar, 5% second) from gross; health insurance is an employer cost.
After a personal allowance, income tax applies at municipal rates — a lower rate up to 5,000 EUR a month and a higher rate above (Zagreb charges 23% and 33%, cut from 23.6% and 35.4% in March 2025). Estimate, not tax advice.
Worked example
| Bruto plaća / mjesec (EUR) | 1800 |
|---|---|
| Mirovinsko (20%) ✓ | 360 |
| Porezna osnovica ✓ | 840 |
| Porez i prirez ✓ | 193.2 |
| Neto / mjesec ✓ | 1246.8 |
Every row is computed by the engine from the inputs above. Rows marked ✓ are additionally pinned by a published self-test vector.
Frequently asked questions
What is the net pay for 1,800 EUR in Zagreb?
The 20% pension (360 EUR) and the personal allowance leave a tax base of 840 EUR; at 23% the tax is 193.20, giving about 1,247 EUR net.
Does health insurance come out of my pay?
No — the 16.5% health contribution is paid by the employer, so only the 20% pension reduces your take-home.
Why do rates differ by city?
Income tax rates are set by each municipality, so Zagreb and smaller towns charge different lower and higher rates.
Sources
- Porezna uprava · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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