Israel net salary calculator (שכר נטו)
Israel net salary calculator (Your Israeli net salary is gross minus income tax (less credit points) and National Insurance plus health contributions.
Worked example · נטו / חודש
You keep 85.2% of gross pay 14.8% goes to tax and contributions
With שכר ברוטו / חודש of 12,000 ILS, this model computes נטו / חודש of 10,225.94 ILS. See the full working.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How שכר נטו (net salary) in Israel is calculated
Israeli income tax is charged on monthly brackets from 10% to 47%, but credit points (2.25 for men, 2.75 for women, more for parents and other groups) are worth a fixed monthly amount subtracted from the tax.
National Insurance and health contributions apply on a two-band scale: a low rate below about 60% of the average wage and a higher rate above, up to a ceiling. The calculator combines all three. Estimate, not tax advice.
Worked example
ShowHide the full working: 2 inputs, 5 computed steps
| Inputs | |
|---|---|
| שכר ברוטו / חודש | 12,000 ILS |
| נקודות זיכוי (2.25 גבר / 2.75 אישה) | 2.25 |
| Computed by the engine | |
| Income Tax Gross ✓ pinned | 1,516 |
| Credit Value ✓ pinned | 544.5 |
| מס הכנסה ✓ pinned | 971.50 ILS |
| ביטוח לאומי + בריאות ✓ pinned | 802.56 ILS |
| נטו / חודש ✓ pinned | 10,225.94 ILS |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is the net for 12,000 ILS a month in Israel?
Income tax after credit points is about 972 and National Insurance plus health about 803, leaving roughly 10,226 ILS net.
What are credit points?
Personal tax credits (2.25 for men, 2.75 for women) each worth a fixed monthly amount that reduces your income tax.
How is National Insurance charged?
On two bands — a low rate below about 60% of the average wage and a higher rate above, up to a ceiling.
Sources
- רשות המסים · checked 2026-08-02
- ביטוח לאומי · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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