Poland net salary calculator (Wynagrodzenie netto, brutto-netto)
Poland net salary calculator (Your Polish net pay is gross minus ZUS social contributions, the 9% health premium and 12% PIT after monthly costs and the tax-reducing amount.
Worked example · Netto / miesiąc
You keep 73.7% of gross pay 26.3% goes to tax and contributions
With Wynagrodzenie brutto / miesiąc of 6,000 PLN, this model computes Netto / miesiąc of 4,420.14 PLN. See the full working.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-10-17
How Wynagrodzenie netto (net salary) in Poland is calculated
Polish payroll deducts ZUS employee contributions (13.71%: pension, disability and sickness) from gross, then a 9% health premium on what remains — the health premium is not deductible from tax.
PIT is 12% of the base after monthly deductible costs, minus the monthly tax-reducing amount (equivalent to a 30,000 PLN annual free amount), with a 32% rate above 120,000 PLN a year. Workers under 26 are exempt from PIT up to a cap, which the under-26 toggle applies. Estimate, not tax advice.
Worked example
ShowHide the full working: 2 inputs, 6 computed steps
| Inputs | |
|---|---|
| Wynagrodzenie brutto / miesiąc | 6,000 PLN |
| Ulga dla młodych (<26 lat) | no |
| Computed by the engine | |
| ZUS ✓ pinned | 822.60 PLN |
| After Zus | 5,177.4 |
| Składka zdrowotna ✓ pinned | 465.97 PLN |
| Pit Base | 4,927.4 |
| PIT ✓ pinned | 291.29 PLN |
| Netto / miesiąc ✓ pinned | 4,420.14 PLN |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is the net pay for 6,000 PLN gross in Poland?
On 6,000 PLN, ZUS takes 13.71%, the 9% health premium applies to the remainder, and 12% PIT less the tax-reducing amount leaves about 4,420 PLN net. The calculator shows each line.
How does the under-26 relief work?
Employees under 26 pay no PIT on income up to about 85,528 PLN a year. Toggle it on and the net rises by the PIT that would otherwise be due.
Why is the health premium not deductible?
Since 2022 the 9% health contribution can no longer be offset against PIT, so it is a straight deduction from take-home pay.
Sources
- podatki.gov.pl · checked 2026-08-02
- podatki.gov.pl — skala podatkowa (12% / 32%, kwota zmniejszająca 3 600 zł) · checked 2026-10-17
- ZUS · checked 2026-10-17
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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