Poland net salary calculator (brutto-netto)
Your Polish net pay is gross minus ZUS social contributions, the 9% health premium and 12% PIT after monthly costs and the tax-reducing amount.
Worked example: with Wynagrodzenie brutto / miesiąc of 6,000 PLN, this model computes Netto / miesiąc of 4,420.14 PLN. See the full breakdown.
✓ Verified against 2 self-test cases Updated for 2025 · sources checked 2026-08-02
How wynagrodzenie netto in Poland is calculated
Polish payroll deducts ZUS employee contributions (13.71%: pension, disability and sickness) from gross, then a 9% health premium on what remains — the health premium is not deductible from tax.
PIT is 12% of the base after monthly deductible costs, minus the monthly tax-reducing amount (equivalent to a 30,000 PLN annual free amount), with a 32% rate above 120,000 PLN a year. Workers under 26 are exempt from PIT up to a cap, which the under-26 toggle applies. Estimate, not tax advice.
Worked example
| Wynagrodzenie brutto / miesiąc (PLN) | 6000 |
|---|---|
| Ulga dla młodych (<26 lat) | no |
| ZUS ✓ | 822.6 |
| After Zus | 5177.4 |
| Składka zdrowotna ✓ | 465.97 |
| Pit Base | 4927.4 |
| PIT ✓ | 291.29 |
| Netto / miesiąc ✓ | 4420.14 |
Every row is computed by the engine from the inputs above. Rows marked ✓ are additionally pinned by a published self-test vector.
Frequently asked questions
What is the net pay for 6,000 PLN gross in Poland?
On 6,000 PLN, ZUS takes 13.71%, the 9% health premium applies to the remainder, and 12% PIT less the tax-reducing amount leaves about 4,420 PLN net. The calculator shows each line.
How does the under-26 relief work?
Employees under 26 pay no PIT on income up to about 85,528 PLN a year. Toggle it on and the net rises by the PIT that would otherwise be due.
Why is the health premium not deductible?
Since 2022 the 9% health contribution can no longer be offset against PIT, so it is a straight deduction from take-home pay.
Sources
- podatki.gov.pl · checked 2026-08-02
- ZUS · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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