Mexico net salary calculator (sueldo neto)
Your Mexican net pay is gross minus employee IMSS contributions and ISR income tax withholding.
Worked example · Neto / mes
You keep 87.1% of gross pay 12.9% goes to tax and contributions
With Sueldo bruto / mes of 15,000 MXN, this model computes Neto / mes of 13,072.22 MXN. See the full working.
✓ Verified against 3 self-test cases Updated for 2026 · sources checked 2026-08-05
How Sueldo neto (net salary) in Mexico is calculated
Mexican payroll deducts employee IMSS social-security contributions and withholds ISR income tax from gross.
ISR follows the monthly Article 96 tariff: eleven brackets from 1.92% to 35%, each with a fixed quota plus a marginal rate on the excess. The employment subsidy of 535.65 MXN a month then reduces the tax for anyone earning up to 11,492.66 MXN. Estimate, not tax advice.
Worked example
ShowHide the full working: 1 input, 5 computed steps
| Inputs | |
|---|---|
| Sueldo bruto / mes | 15,000 MXN |
| Computed by the engine | |
| IMSS (cuota obrera) ✓ pinned | 375 MXN |
| ISR según tarifa art. 96 ✓ pinned | 1,552.78 MXN |
| Subsidio al empleo ✓ pinned | 0 MXN |
| ISR a retener ✓ pinned | 1,552.78 MXN |
| Neto / mes ✓ pinned | 13,072.22 MXN |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is take-home on 15,000 MXN a month?
IMSS takes 375 and ISR on the Article 96 table is 1,552.78, leaving about 13,072 MXN net.
What is the subsidio para el empleo?
A monthly credit of 535.65 MXN for 2026 (the monthly UMA of 3,566.22 times 15.02%) that reduces ISR for anyone earning up to 11,492.66 MXN, capped at the tax actually owed.
Are there family credits?
Mexican ISR has no dependant credits; deductions apply at annual filing.
Sources
- SAT — tarifa mensual art. 96 LISR (Anexo 8 RMF 2026) · checked 2026-08-05
- IMSS — cuotas obrero-patronales · checked 2026-08-05
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 3 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 3 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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