South Africa salary calculator (after tax)
South Africa salary calculator (after tax)Your South African net salary is gross minus PAYE (18-45% less the primary rebate) and UIF.
Worked example · Net / month
You keep 83.8% of gross pay 16.2% goes to tax and contributions
With Gross annual salary of 360,000 ZAR, this model computes Net / month of 25,141.88 ZAR. See the full working.
✓ Verified against 2 self-test cases Updated for 2026-27 · sources checked 2026-08-02
How salary after tax in South Africa is calculated
South African PAYE is charged on an annual table running 18% to 45%, and the primary rebate (17,820 ZAR) is subtracted from the tax, so a threshold of income is effectively tax-free.
UIF is 1% of remuneration up to a monthly ceiling. Medical-scheme tax credits and retirement contributions reduce the tax further and are optional add-ons. Estimate, not tax advice.
Worked example
ShowHide the full working: 1 input, 5 computed steps
| Inputs | |
|---|---|
| Gross annual salary | 360,000 ZAR |
| Computed by the engine | |
| Paye Gross | 73,992 |
| PAYE (after rebate) ✓ pinned | 56,172 ZAR |
| UIF ✓ pinned | 2,125.44 ZAR |
| Net / year ✓ pinned | 301,702.56 ZAR |
| Net / month | 25,141.88 ZAR |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is take-home on 360,000 ZAR?
PAYE after the rebate is about 56,172 and UIF 2,125, leaving roughly 301,700 ZAR net for the year.
What is the primary rebate?
A fixed 17,820 ZAR subtracted from your PAYE, which creates the tax-free threshold.
What is UIF?
Unemployment Insurance Fund contribution, 1% of remuneration up to a monthly cap.
Sources
- SARS — tax tables · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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