South Africa salary calculator (after tax)

Your South African net salary is gross minus PAYE (18-45% less the primary rebate) and UIF.

Worked example: with Gross annual salary of 360,000 ZAR, this model computes Net / month of 25,141.88 ZAR. See the full breakdown.

✓ Verified against 2 self-test cases Updated for 2026-27 · sources checked 2026-08-02

How salary after tax in South Africa is calculated

South African PAYE is charged on an annual table running 18% to 45%, and the primary rebate (17,820 ZAR) is subtracted from the tax, so a threshold of income is effectively tax-free.

UIF is 1% of remuneration up to a monthly ceiling. Medical-scheme tax credits and retirement contributions reduce the tax further and are optional add-ons. Estimate, not tax advice.

Worked example

S1 360,000 ZAR single
Gross annual salary (ZAR)360000
Paye Gross73992
PAYE (after rebate) 56172
UIF 2125.44
Net / year 301702.56
Net / month25141.88

Every row is computed by the engine from the inputs above. Rows marked ✓ are additionally pinned by a published self-test vector.

Frequently asked questions

What is take-home on 360,000 ZAR?

PAYE after the rebate is about 56,172 and UIF 2,125, leaving roughly 301,700 ZAR net for the year.

What is the primary rebate?

A fixed 17,820 ZAR subtracted from your PAYE, which creates the tax-free threshold.

What is UIF?

Unemployment Insurance Fund contribution, 1% of remuneration up to a monthly cap.

Sources

Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.

Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.

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