🇯🇵 Japan net salary calculator (手取り)
Your Japanese take-home is gross minus about 14.69% social insurance, national income tax and a 10% resident tax.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How take-home pay in Japan is calculated
Japanese payroll deducts social insurance — health, pension and employment — around 14.69% of gross for 2026: pension 9.15%, health 4.925% (Tokyo kyokai kenpo), employment insurance 0.5%, and the new child-care support levy of 0.115% that started in April 2026. National income tax then applies on brackets from 5% to 45% after the employment-income and basic deductions.
Resident tax of about 10% is charged on the prior year's income, which is the most common source of confusion. This simplified model applies both. Estimate, not tax advice.
Worked example
| grossAnnual | 5000000 |
|---|---|
| social | 734500 |
Frequently asked questions
What is the social insurance on a Japanese salary?
Health, pension and employment insurance, about 14.69% of gross together in 2026 — the rise comes from the new child-care support levy introduced in April.
Why is resident tax on last year's income?
Resident tax is assessed on the prior year, so a new earner pays little in year one and more the next.
Is this exact?
It is a simplified estimate; the deduction reform makes the exact figure prefecture-specific.
Sources
- 国税庁 (NTA) · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
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