Sweden net salary calculator (lön efter skatt)
Sweden net salary calculator (Your Swedish net salary is gross minus municipal tax (after the basic allowance and job tax credit) and state tax above the threshold.
Worked example · Netto / månad
You keep 77.9% of gross pay 22.1% goes to tax and contributions
With Bruttolön / år of 420,000 SEK, this model computes Netto / månad of 27,280.55 SEK. See the full working.
✓ Verified against 3 self-test cases Updated for 2026 · sources checked 2026-08-02
How Lön efter skatt (salary after tax) in Sweden is calculated
Swedish income is taxed mainly by the municipality (around 32% on average) on income after the basic allowance (grundavdrag), reduced by the job tax credit (jobbskatteavdrag).
A 20% state tax applies on income above the breakpoint (660,400 SEK a year in 2026). The public pension fee is offset by a credit. Pick your kommun from the dropdown — in 2026 municipal tax runs from 28.93% in Österåker to 35.65% in Dorotea, averaging 32.38%. Estimate, not tax advice.
Worked example
ShowHide the full working: 3 inputs, 7 computed steps
| Inputs | |
|---|---|
| Bruttolön / år | 420,000 SEK |
| Kommun | Annan kommun — ange själv |
| Kommunalskatt om « Annan » | 0.3241 |
| Computed by the engine | |
| Kommunalskatt | 0.3241 |
| Beskattningsbar ✓ pinned | 395,700 SEK |
| Kommunalskatt ✓ pinned | 128,246.37 SEK |
| Jobbskatteavdrag ✓ pinned | 35,613 SEK |
| Statlig skatt | 0 SEK |
| Netto / år | 327,366.63 SEK |
| Netto / månad | 27,280.55 SEK |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is the net for 35,000 SEK a month in Sweden?
Municipal tax after the basic allowance and the job tax credit leaves around 27,700 SEK a month for an average municipality.
What is the job tax credit?
Jobbskatteavdrag, a credit that reduces your municipal tax and rewards earned income.
When does state tax apply?
On annual income above 660,400 SEK, at 20%.
Sources
- Skatteverket · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 3 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 3 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
Related calculators
Norway Lønn etter skatt (salary after tax) · Denmark Løn efter skat (salary after tax) · Finland Nettopalkka (net salary) · United States take-home pay · Luxembourg Salaire net (net salary)
Also for Sweden: Sweden Fordonsskatt (vehicle tax) · Sweden Enskild firma (sole trader) · Sweden Moms (VAT) · Sweden Semesterdagar (annual leave)
All Sweden calculators · All calculators
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