Estonia net salary calculator (2026)
Your Estonian net salary is your gross minus 1.6% unemployment insurance, 2% funded pension and 22% income tax over a flat €700 monthly exemption.
Worked example: with Gross monthly salary of 2,000 EUR, this model computes Net / year 19,894.08 EUR. See the full breakdown.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How net salary in Estonia is calculated
Estonia keeps its payroll refreshingly simple. From 2026 the basic exemption is a flat 700 EUR per month for everyone, removing the income-based tapering that made earlier years fiddly.
Two contributions come off gross first: 1.6% unemployment insurance and 2% funded pension (II pillar). Income tax is then a flat 22% on what remains after those contributions and the 700 EUR exemption.
Because every rate is flat, the model is easy to trust and easy to check against the official EMTA calculator. The rates live in the model's constants, so the January refresh is a one-line edit. Estimate, not tax advice.
Worked example
| Gross monthly salary (EUR) | 2000 |
|---|---|
| Unemployment insurance (1.6%) ✓ | 32 |
| Funded pension (2%) ✓ | 40 |
| Taxable income ✓ | 1228 |
| Income tax (22%) ✓ | 270.16 |
| Total Deductions | 342.16 |
| Net / month ✓ | 1657.84 |
| Net / year ✓ | 19894.08 |
Every row is computed by the engine from the inputs above. Rows marked ✓ are additionally pinned by a published self-test vector.
Frequently asked questions
How much net is €2,000 gross in Estonia?
On 2,000 EUR gross, 1.6% unemployment insurance and 2% funded pension come off first, the 700 EUR exemption is applied, and 22% income tax is charged on the rest. The calculator shows a net of 1,657.84 EUR.
What is the basic exemption in 2026?
From 2026 the basic exemption is a flat 700 EUR per month regardless of income, replacing the earlier system that reduced the exemption for higher earners.
Is the funded pension contribution mandatory?
The II-pillar funded pension is 2% for participants. The model uses the default 2%; the rate is a constant you can change to model other cases.
Sources
- EMTA — Estonian Tax and Customs Board · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 2 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
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