Switzerland net salary calculator (Nettolohn, simplified)
Switzerland net salary calculator (Your Swiss net salary is gross minus social contributions (~12.8%) and income tax at your canton's effective rate.
Worked example · Netto / Monat
You keep 76.7% of gross pay 23.3% goes to tax and contributions
With Brutto pro Jahr of 80,000 CHF, this model computes Netto / Monat of 5,115.73 CHF. See the full working.
✓ Verified against 3 self-test cases Updated for 2026 · sources checked 2026-08-02
How Nettolohn (net salary) in Switzerland is calculated
Swiss social contributions — AHV/IV/EO, unemployment, accident and occupational pension (BVG) — come to roughly 12.8% of gross, though the pension part varies with age.
Income tax is federal plus cantonal and communal, so the total depends heavily on where you live: the combined top rate is about 22% in Zug, 40% in Zurich and 45% in Geneva. Pick your canton from the dropdown to load a representative effective rate for a middling income, or enter your own. Estimate, not tax advice.
Worked example
ShowHide the full working: 2 inputs, 6 computed steps
| Inputs | |
|---|---|
| Brutto pro Jahr | 80,000 CHF |
| Kanton | Zug — ca. 12 % |
| Computed by the engine | |
| Kantonaler Effektivsatz | 0.12 |
| Sozialabgaben (~12,8%) ✓ pinned | 10,240 CHF |
| Steuerbar ✓ pinned | 69,760 CHF |
| Steuer ✓ pinned | 8,371.20 CHF |
| Netto / Jahr ✓ pinned | 61,388.80 CHF |
| Netto / Monat | 5,115.73 CHF |
Every computed row comes from the engine, run on the inputs above. Rows marked ✓ pinned are also fixed by a published self-test, so a change to the model that moved them would fail its own tests.
Frequently asked questions
What is the net for 80,000 CHF in Switzerland?
Social contributions of about 10,240 and income tax at a mid-canton rate leave roughly 61,000 CHF, depending strongly on the canton.
Why does the canton matter so much?
Cantonal and communal multipliers dominate the tax, so the same salary nets very differently in Zug versus Geneva.
Is this an exact figure?
No — this is a simplified estimate; the official ESTV calculator computes the exact canton-and-commune amount.
Sources
- ESTV Steuerrechner · checked 2026-08-02
- AHV/IV · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 3 self-test cases; the sources support that the formula matches the rules.
Check the arithmetic yourself: how this calculator is verified — the formula behind every derived value, the 3 test cases the engine reproduces, and what the badge does and does not claim. Also available as machine-readable JSON.
Related calculators
Germany Nettogehalt (net salary) · Austria Nettogehalt (net salary) · France Salaire net (net salary) · Luxembourg Salaire net (net salary) · Belgium Nettoloon (net salary)
Also for Switzerland: Switzerland Verkehrsabgabe (vehicle tax) · Switzerland AHV für Selbständige (self-employed (AHV)) · Switzerland MWST (VAT) · Switzerland Ferienanspruch (annual leave)
All Switzerland calculators · All calculators
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