# Valem — live sandbox

> This is the hosted Valem sandbox: describe a domain in plain language, watch an LLM generate a
> ModelSpec, then type into it and see derivations, constraints, and effects recompute live. Valem
> is a deterministic, reactive computation runtime for AI-generated structured data models — a
> spreadsheet-like computation core for JSON-based agent systems, addressed by JSON Path and
> expressed in JSONata. Open source (Apache-2.0), Java 21.

You give Valem a **ModelSpec** — a JSON document naming a domain's fields (`schema`), the JSONata
formulas that derive values from them (`derivations`), the invariants that must always hold
(`constraints`), optional side effects (`effects`), and a `viewDefinition` that renders it as a UI.
Write only base fields; Valem recomputes every dependent value in dependency order and enforces every
constraint before the change commits. Because the pure core does no I/O, runs are deterministic and
replayable.

Use it here (no install), or run it yourself and drive it from an agent over MCP.

## This sandbox

- [Open the sandbox](https://valem.run/): describe a model in a sentence and interact with it live.
- [What to do in it](https://valem.run/docs/getting-started/sandbox.html): a short tour of the generate → interact loop.

## Learn and build

- [Documentation](https://valem.run/docs/): the full guide, reference, and deployment docs.
- [llms.txt (documentation site)](https://valem.run/docs/llms.txt): the curated index for assistants — start there for the complete map.
- [What is Valem?](https://valem.run/docs/getting-started/what-is-valem.html): the problem it solves and how the causes-only model closes it.
- [Valem vs alternatives](https://valem.run/docs/getting-started/compared.html): Valem vs letting the LLM compute, a code interpreter, a rules engine, a form library, and a spreadsheet as a backend.
- [Copy-paste spec examples](https://valem.run/docs/reference/copy-paste-specs.html): minimal, self-contained ModelSpecs with the exact command to create and run each.
- [Model spec format](https://valem.run/docs/reference/model-spec-format.html): the authoritative field-by-field reference.

## Connect an AI agent (MCP)

- [Running the MCP server](https://valem.run/docs/deployment/mcp-server.html): install/run `valem-mcp`; register it with Claude Code or Claude Desktop; find it in MCP directories.
- [MCP tools & resources](https://valem.run/docs/reference/mcp-tools.html): every tool (`create_model`, `mutate`, `get_state`, `explain`, `validate_spec`, `test_spec`, `dry_run`, …) and its arguments.
- [Connect your agent](https://valem.run/docs/getting-started/connect-your-agent.html): the paired-browser loop — an agent drives a model while you watch it react in this sandbox.

## For agents: compute an answer

- [Calculators MCP server](https://valem.run/mcp/calculators): stateless, no pairing — `list_calculators` then `calculate`; every result carries its tax year, cited sources and verification claim.
- [Compute by URL](https://valem.run/calculators/germany/net-salary.json?grossAnnual=48000): any calculator's `.json` URL with its inputs as query parameters returns the computed result; with no parameters it returns the model manifest.
- [Calculator catalog](https://valem.run/calculators/catalog.json): every calculator id; add `?country=estonia` for each one's inputs.
- [OpenAPI](https://valem.run/openapi.json): the compute-by-URL and catalog operations, for HTTP tools and GPT actions.

## Optional

- [llms-full.txt](https://valem.run/llms-full.txt): every calculator page and research article as Markdown in one file; each page is also at its URL plus `.md`.

- [Examples gallery](https://valem.run/docs/usage-scenarios/examples-gallery.html): ready-to-run ModelSpec documents that double as demos and starting points.
- [API reference](https://valem.run/docs/reference/api-reference.html): REST endpoints, the WebSocket protocol, and request/response shapes.
- [Source on GitHub](https://github.com/vlad-public-code/org.json-kula.valem): Apache-2.0, Java 21.

<!-- BEGIN valem-calculators -->

## Live calculators

- [All calculators](https://valem.run/calculators): interactive, verifiable tax and cost calculators by country — fork or embed any of them.
- Every calculator below also publishes its model as JSON at the same URL with a `.json` suffix (e.g. https://valem.run/calculators/germany/net-salary.json): inputs, outputs, the formula behind each derived value, the engine-verified test vectors, the official sources with the date each was checked, and an explicit statement of what the verification does and does not claim.
- The same evidence in readable form lives at `/verify` under each page (e.g. https://valem.run/calculators/germany/net-salary/verify).
- [Self-employment calculators for every modelled country](https://valem.run/calculators/self-employed): net income under the named regime each country puts self-employed people in — Freiberufler, MEI, FIE, Monotributo and the rest — including the flat-rate options and the turnover thresholds that end them.
- [Take-home pay across every country, ranked](https://valem.run/calculators/compare/net-salary): what share of gross salary you keep in each modelled country, computed by running all of them; currency-free by design.
- These models are published under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/) — quotable and reusable with attribution to the page each came from. The licence covers the model, not the underlying rates, which are law.
- [Brutto Netto Rechner 2026 — Germany net salary](https://valem.run/calculators/germany/net-salary): Nettogehalt (Net salary). Your net salary in Germany is your gross minus income tax (§32a EStG), the solidarity surcharge and roughly 20% in social contributions up to their ceilings.
- [Brutto Netto Rechner 2026 — Nettogehalt berechnen](https://valem.run/de/calculators/germany/net-salary): Ihr Nettogehalt in Deutschland ist der Bruttolohn abzüglich Einkommensteuer (§32a EStG), Solidaritätszuschlag und rund 20% Sozialabgaben bis zu den Beitragsbemessungsgrenzen.
- [Take Home Pay Calculator UK 2026-27 — net salary](https://valem.run/calculators/uk/net-salary): Your UK take-home pay is your gross minus income tax (after the personal allowance) and employee National Insurance, plus any pension contribution you make.
- [Calculadora de salário líquido — Brazil net pay](https://valem.run/calculators/brazil/net-salary): Salário líquido (Net salary). Your Brazilian net salary is your gross minus progressive INSS social security and monthly income tax (IRRF), after the better of the legal or simplified deduction.
- [In Hand Salary Calculator India — new regime FY2026-27](https://valem.run/calculators/india/net-salary): Your India in-hand salary is your annual CTC minus employee provident fund and income tax under the new regime, spread across twelve months.
- [Palgakalkulaator 2026 — Estonia net salary](https://valem.run/calculators/estonia/net-salary): Netopalk (Net salary). Your Estonian net salary is your gross minus 1.6% unemployment insurance, 2% funded pension and 22% income tax over a flat €700 monthly exemption.
- [Palgakalkulaator 2026 — netopalga arvutamine](https://valem.run/et/calculators/estonia/net-salary): Sinu netopalk on brutopalk, millest arvatakse maha 1,6% töötuskindlustusmakse, 2% kogumispensioni makse ja 22% tulumaks, mida arvestatakse üle 700-eurose maksuvaba tulu.
- [Kfz-Steuer Rechner — Germany car tax](https://valem.run/calculators/germany/car-tax): Kfz-Steuer (Car tax). German annual car tax is a displacement charge per started 100 cm³ (€2 petrol, €9.50 diesel) plus a stepped CO₂ charge on every gram above 95 g/km.
- [Car Tax Calculator UK — Vehicle Excise Duty (VED)](https://valem.run/calculators/uk/car-tax): UK vehicle tax is a first-year rate set by CO₂ emissions, then a £200 standard rate from year two, plus a £440 supplement for cars listed over £40,000.
- [Calculadora de IPVA — Brazil car tax](https://valem.run/calculators/brazil/car-tax): IPVA (Vehicle property tax). Brazilian IPVA is your state's rate applied to the car's FIPE market value, with a common exemption for vehicles over twenty years old.
- [Road Tax Calculator India — one-time tax at purchase](https://valem.run/calculators/india/car-tax): India's road tax is a one-time charge at purchase, set by each state as a percentage of the car's ex-showroom price.
- [Automaks 2026: mootorsõidukimaksu kalkulaator — Estonia car tax](https://valem.run/calculators/estonia/car-tax): Mootorsõidukimaks (Car tax). Estonia's new car tax is an annual charge plus a one-time registration tax, both built from a base amount, the CO₂ above 117 g/km and the mass above 2,000 kg.
- [Automaksu kalkulaator 2026 — mootorsõidukimaks](https://valem.run/et/calculators/estonia/car-tax): Eesti automaks koosneb iga-aastasest mootorsõidukimaksust ja ühekordsest registreerimistasust, mis mõlemad arvutatakse baassummast, üle 117 g/km CO₂-st ja üle 2000 kg massist.
- [Calcul salaire net — France take-home pay](https://valem.run/calculators/france/net-salary): Salaire net (Net salary). Your French net salary is your gross minus social contributions (CSG/CRDS and pension), and then income tax on the household family-quotient scale.
- [Coût carte grise — France registration cost](https://valem.run/calculators/france/car-tax): Carte grise (Registration certificate). France has no annual car ownership tax; the cost people pay is the carte grise — the regional tax per fiscal horsepower plus fixed fees.
- [Calcolo stipendio netto — Italy net pay](https://valem.run/calculators/italy/net-salary): Stipendio netto (Net salary). Your Italian net salary is your gross minus INPS contributions and IRPEF income tax, after the employee tax credit (detrazione lavoro dipendente).
- [Calcolo bollo auto — Italy car tax](https://valem.run/calculators/italy/car-tax): Bollo auto (Car tax). Italy's annual car tax (bollo auto) is a kW-based charge plus a superbollo surcharge on power above 185 kW.
- [Calculadora de sueldo neto — Spain net pay](https://valem.run/calculators/spain/net-salary): Sueldo neto (Net salary). Your Spanish net salary is your gross minus social-security contributions and IRPF income tax, after the personal-minimum credit.
- [Calculadora IVTM — Spain car tax](https://valem.run/calculators/spain/car-tax): IVTM (Municipal vehicle tax). Spain's IVTM is a municipal tax: a state base amount set by fiscal horsepower, multiplied by your town's coefficient of up to two.
- [Bruto netto berekenen — Netherlands net pay](https://valem.run/calculators/netherlands/net-salary): Nettoloon (Net salary). Your Dutch net salary is your gross minus box-1 tax (including national insurance), reduced by the general tax credit and the labour credit.
- [Motorrijtuigenbelasting — Netherlands road tax](https://valem.run/calculators/netherlands/car-tax): Motorrijtuigenbelasting (Road tax). Dutch road tax (motorrijtuigenbelasting) depends on the car's weight and fuel, with diesels paying much more and electric cars getting a discount.
- [Kalkulator wynagrodzeń brutto netto — Poland net salary](https://valem.run/calculators/poland/net-salary): Wynagrodzenie netto (Net salary). Your Polish net pay is gross minus ZUS social contributions, the 9% health premium and 12% PIT after monthly costs and the tax-reducing amount.
- [Kalkulator wynagrodzeń brutto netto 2026](https://valem.run/pl/calculators/poland/net-salary): Twoje wynagrodzenie netto to kwota brutto pomniejszona o składki ZUS, 9% składki zdrowotnej oraz 12% PIT po odliczeniu kosztów uzyskania przychodu i kwoty zmniejszającej podatek.
- [Kalkulator akcyzy za samochód — Poland import excise](https://valem.run/calculators/poland/car-tax): Akcyza (Excise duty). Poland levies no annual car tax; the recurring cost is the import excise (akcyza), 3.1% of value up to 2,000 cm3 and 18.6% above.
- [Kalkulator akcyzy za samochód 2026](https://valem.run/pl/calculators/poland/car-tax): W Polsce nie ma corocznego podatku od posiadania samochodu — kosztem podatkowym jest akcyza przy sprowadzeniu auta: 3,1% wartości do 2000 cm³ i 18,6% powyżej.
- [Nettó bér kalkulátor — Hungary net salary](https://valem.run/calculators/hungary/net-salary): Nettó bér (Net salary). Your Hungarian net salary is gross minus a flat 15% income tax and an 18.5% social contribution — net equals about 66.5% of gross.
- [Gépjárműadó kalkulátor — Hungary car tax](https://valem.run/calculators/hungary/car-tax): Gépjárműadó (Vehicle tax). Hungary's annual car tax is engine power in kilowatts times an age-banded rate that decreases as the car gets older.
- [ხელფასის კალკულატორი — Georgia net salary calculator](https://valem.run/calculators/georgia/net-salary): წმინდა ხელფასი (Net salary). Your Georgian net salary is gross minus a 2% pension contribution (for participants) and a flat 20% income tax on the remainder.
- [ხელფასის კალკულატორი 2026 — წმინდა ხელფასი საქართველოში](https://valem.run/ka/calculators/georgia/net-salary): თქვენი წმინდა ხელფასი საქართველოში არის ბრუტო ხელფასი გამოკლებული 2%-იანი საპენსიო შენატანით (მონაწილეებისთვის) და 20%-იანი საშემოსავლო გადასახადით დარჩენილ თანხაზე.
- [განბაჟების კალკულატორი — Georgia car import excise](https://valem.run/calculators/georgia/car-tax): იმპორტის აქციზი (Import excise). Georgia charges no annual car tax; the cost is a one-time import excise that scales with engine size and a U-shaped age factor.
- [მანქანის იმპორტის აქციზის კალკულატორი 2025 — საქართველო](https://valem.run/ka/calculators/georgia/car-tax): საქართველოში მანქანის წლიური გადასახადი არ არსებობს; ხარჯი არის ერთჯერადი იმპორტის აქციზი, რომელიც დამოკიდებულია ძრავის მოცულობასა და ასაკზე.
- [Калькулятор зарплати — Ukraine net salary](https://valem.run/calculators/ukraine/net-salary): Зарплата на руки (Take-home pay). Your Ukrainian take-home is gross minus 18% income tax and a 5% military levy — net equals 77% of gross.
- [Транспортний податок — Ukraine car tax](https://valem.run/calculators/ukraine/car-tax): Транспортний податок (Transport tax). Ukraine's transport tax is a flat 25,000 UAH, due only for cars up to five years old worth more than the annual threshold.
- [Калькулятор зарплаты на руки — Russia net salary](https://valem.run/calculators/russia/net-salary): Зарплата на руки (Take-home pay). Your Russian take-home is annual gross minus NDFL income tax, charged on a five-band marginal scale from 13% to 22%.
- [Транспортный налог — Russia car tax calculator](https://valem.run/calculators/russia/car-tax): Транспортный налог (Transport tax). Russia's transport tax is engine horsepower times a regional per-hp rate, with a x3 multiplier for listed luxury cars over 10M RUB.
- [Čistá mzda kalkulačka — Czechia net salary](https://valem.run/calculators/czechia/net-salary): Čistá mzda (Net salary). Your Czech net salary is gross minus 7.1% social and 4.5% health contributions and 15% income tax, after the taxpayer and child credits.
- [Dálniční známka — Czechia motorway vignette](https://valem.run/calculators/czechia/car-tax): Dálniční známka (Motorway vignette). Czech private cars pay no annual road tax; the recurring motoring cost is the motorway e-vignette, and electric cars are exempt.
- [Čistá mzda výpočet — Slovakia net salary](https://valem.run/calculators/slovakia/net-salary): Čistá mzda (Net salary). Your Slovak net salary is gross minus 13.4% levies and 19% income tax on the amount above the non-taxable allowance.
- [Čistá Mzda Výpočet 2026 — Slovensko](https://valem.run/sk/calculators/slovakia/net-salary): Vaša čistá mzda na Slovensku je hrubá mzda znížená o 13,4% odvodov a 19% daň z príjmu zo sumy nad nezdaniteľnú časť základu dane.
- [Diaľničná známka — Slovakia motorway vignette](https://valem.run/calculators/slovakia/car-tax): Diaľničná známka (Motorway vignette). Slovak private cars pay no annual road tax; the recurring cost is the motorway e-vignette, which costs 90 EUR a year in 2026.
- [Diaľničná Známka 2026 — cena a mýto na Slovensku](https://valem.run/sk/calculators/slovakia/car-tax): Slovenské osobné autá neplatia ročnú cestnú daň; opakovaným nákladom je diaľničná elektronická známka, ktorá v roku 2026 stojí 90 EUR ročne.
- [Calculator salariu net — Romania take-home pay](https://valem.run/calculators/romania/net-salary): Salariu net (Net salary). Your Romanian net salary is gross minus CAS (25%) and CASS (10%) contributions and a flat 10% income tax on what remains.
- [Calcul impozit auto — Romania car tax](https://valem.run/calculators/romania/car-tax): Impozit auto (Car tax). Romania's local car tax is a per-200-cm3 amount that steps up with engine size, so bigger engines pay steeply more.
- [Net maaş hesaplama — Turkey net salary](https://valem.run/calculators/turkey/net-salary): Net maaş (Net salary). Your Turkish net salary is gross minus SGK and unemployment contributions, cumulative-bracket income tax, and stamp duty.
- [MTV Hesaplama — Turkey motor vehicle tax](https://valem.run/calculators/turkey/car-tax): MTV (Motor vehicle tax). Turkey's MTV is a base amount set by engine-size band, scaled down by an age factor as the car gets older.
- [Калкулатор чиста заплата — Bulgaria net salary](https://valem.run/calculators/bulgaria/net-salary): Чиста заплата (Net salary). Your Bulgarian net salary is gross minus 13.78% employee insurance (on a capped base) and a flat 10% income tax.
- [Калкулатор данък МПС — Bulgaria car tax](https://valem.run/calculators/bulgaria/car-tax): Данък МПС (Vehicle tax). Bulgaria's car tax is a municipal charge: engine power in kW times a power-band rate times an age and eco coefficient.
- [Atlyginimo skaičiuoklė — Lithuania net salary](https://valem.run/calculators/lithuania/net-salary): Atlyginimas į rankas (Take-home pay). Your Lithuanian take-home is gross minus 19.5% Sodra contributions and 20% income tax on gross above the tax-free amount.
- [Atlyginimo Skaičiuoklė 2026 — grynasis atlyginimas](https://valem.run/lt/calculators/lithuania/net-salary): Jūsų atlyginimas į rankas Lietuvoje yra bruto atlyginimas atėmus 19,5% Sodros įmokas ir 20% gyventojų pajamų mokestį nuo sumos, viršijančios neapmokestinamąjį pajamų dydį.
- [Registracijos mokestis — Lithuania car pollution fee](https://valem.run/calculators/lithuania/car-tax): Registracijos mokestis (Registration tax). Lithuania charges no annual car tax; the cost is a one-off registration pollution fee scaled by CO2 emissions.
- [Registracijos Mokestis 2025 — automobilio taršos mokestis](https://valem.run/lt/calculators/lithuania/car-tax): Lietuvoje nėra metinio automobilio mokesčio; vienkartinė išlaida yra registracijos taršos mokestis, priklausantis nuo CO2 išmetimo.
- [Algas kalkulators — Latvia net salary](https://valem.run/calculators/latvia/net-salary): Alga uz rokas (Take-home pay). Your Latvian take-home is gross minus 10.5% social insurance and 25.5% income tax on the amount above the non-taxable minimum.
- [Algas Kalkulators 2026 — alga uz rokas](https://valem.run/lv/calculators/latvia/net-salary): Jūsu alga uz rokas Latvijā ir bruto alga, atskaitot 10,5% darbinieka sociālās apdrošināšanas iemaksas un 25,5% iedzīvotāju ienākuma nodokli no summas virs neapliekamā minimuma.
- [Ekspluatācijas nodoklis — Latvia car tax](https://valem.run/calculators/latvia/car-tax): Ekspluatācijas nodoklis (Vehicle operation tax). Latvia's vehicle operation tax for newer cars is based on CO2 emission bands under WLTP.
- [Ekspluatācijas Nodokļa Kalkulators 2026 — Latvijas auto nodoklis](https://valem.run/lv/calculators/latvia/car-tax): Latvijas ikgadējais transportlīdzekļa ekspluatācijas nodoklis jaunākiem automobiļiem tiek noteikts pēc CO2 emisiju joslām (WLTP).
- [Neto plača izračun — Slovenia net salary](https://valem.run/calculators/slovenia/net-salary): Neto plača (Net salary). Your Slovenian net salary is gross minus 22.10% social contributions and income tax on the progressive 16-50% scale.
- [Neto Plača Izračun 2026 — Slovenija](https://valem.run/sl/calculators/slovenia/net-salary): Vaša neto plača v Sloveniji je bruto plača, zmanjšana za 22,10-odstotne socialne prispevke in dohodnino po progresivni lestvici od 16% do 50%.
- [Letno nadomestilo — Slovenia car tax](https://valem.run/calculators/slovenia/car-tax): Letno nadomestilo (Annual road fee). Slovenia's annual road-use fee for cars is based on engine displacement bands.
- [Letno Nadomestilo 2026 — davek na avtomobile v Sloveniji](https://valem.run/sl/calculators/slovenia/car-tax): Slovensko letno nadomestilo za uporabo cest za osebna vozila temelji na razredih prostornine motorja.
- [Bruto neto plaća kalkulator — Croatia net salary](https://valem.run/calculators/croatia/net-salary): Neto plaća (Net salary). Your Croatian net salary is gross minus the 20% pension contribution and municipal income tax after the personal allowance.
- [Bruto Neto Plaća Kalkulator 2026 — Hrvatska](https://valem.run/hr/calculators/croatia/net-salary): Vaša neto plaća u Hrvatskoj jednaka je bruto plaći umanjenoj za 20%-tni mirovinski doprinos i porez na dohodak nakon osobnog odbitka.
- [Godišnja naknada — Croatia car fee](https://valem.run/calculators/croatia/car-tax): Godišnja naknada (Annual road fee). Croatia's annual road fee, paid at the technical inspection, is based on the engine displacement of the car's age.
- [Godišnja Naknada za Ceste 2026 — Hrvatska](https://valem.run/hr/calculators/croatia/car-tax): Hrvatska godišnja naknada za javne ceste, koja se plaća pri tehničkom pregledu, ovisi o obujmu motora vozila.
- [Take Home Pay Calculator Ireland — net salary](https://valem.run/calculators/ireland/net-salary): Your Irish take-home is gross minus income tax (20% then 40%, less credits), the Universal Social Charge and PRSI.
- [Motor Tax Calculator Ireland — by CO2](https://valem.run/calculators/ireland/car-tax): Ireland's annual motor tax for post-2008 cars is set entirely by the car's CO2 emission band.
- [Calculadora salário líquido — Portugal net salary](https://valem.run/calculators/portugal/net-salary): Salário líquido (Net salary). Your Portuguese net salary is gross minus 11% social security and IRS income tax on the progressive scale after the specific deduction.
- [Simulador IUC — Portugal car tax](https://valem.run/calculators/portugal/car-tax): IUC (Single circulation tax). Portugal's annual car tax (IUC) for post-2007 cars combines an engine-size and a CO2 component.
- [Υπολογισμός καθαρού μισθού — Greece net salary](https://valem.run/calculators/greece/net-salary): Καθαρός μισθός (Net salary). Your Greek net salary is gross minus EFKA social contributions and income tax on the progressive 9-44% scale.
- [Τέλη κυκλοφορίας — Greece car tax](https://valem.run/calculators/greece/car-tax): Τέλη κυκλοφορίας (Road tax). Greece's annual circulation tax for cars registered after Nov 2010 is CO2 emissions times a per-gram rate.
- [Καθαρός μισθός — Cyprus net salary calculator](https://valem.run/calculators/cyprus/net-salary): Καθαρός μισθός (Net salary). Your Cypriot net salary is gross minus 8.8% social insurance and 2.65% GHS, and income tax above the 22,000 EUR tax-free band.
- [Τέλη κυκλοφορίας — Cyprus road tax calculator by CO2](https://valem.run/calculators/cyprus/car-tax): Τέλη κυκλοφορίας (Road tax). Cyprus's annual road tax for newer cars is based on CO2 emission bands.
- [Salary Calculator Malta — net take-home pay](https://valem.run/calculators/malta/net-salary): Your Maltese net salary is gross minus Class 1 social security and income tax on the single rates.
- [Circulation Licence — Malta car tax](https://valem.run/calculators/malta/car-tax): Malta's annual circulation licence is based on CO2 emissions, with age and fuel adjustments.
- [مكافأة نهاية الخدمة — UAE gratuity calculator](https://valem.run/calculators/uae/gratuity): مكافأة نهاية الخدمة (Gratuity). UAE gratuity is 21 days of your basic salary per year for the first five years, then 30 days per year beyond, payable after one year.
- [تجديد تسجيل المركبة — UAE car registration renewal cost](https://valem.run/calculators/uae/car-tax): تجديد تسجيل المركبة (Registration). UAE car registration renewal costs the registration fee plus inspection, plus any outstanding fines you must clear first.
- [مكافأة نهاية الخدمة — Saudi end of service calculator](https://valem.run/calculators/saudi-arabia/gratuity): مكافأة نهاية الخدمة (End of service). Saudi end-of-service is half a month's wage per year for the first five years, then a full month per year beyond, for a terminated contract.
- [تجديد الاستمارة — Saudi Arabia istimara renewal fee](https://valem.run/calculators/saudi-arabia/car-tax): تجديد الاستمارة (Registration). Saudi car registration (istimara) renewal costs the renewal fee plus the MVPI inspection plus mandatory insurance.
- [Pay Calculator Australia — take-home after tax](https://valem.run/calculators/australia/net-salary): Your Australian take-home is gross minus income tax (0-45%) and the 2% Medicare levy; super is paid by the employer on top.
- [Car Registration Cost — Australia (rego)](https://valem.run/calculators/australia/car-tax): Australian rego is a base fee plus a tare-weight motor-vehicle tax plus compulsory third-party insurance (CTP).
- [PAYE Calculator NZ — take-home pay](https://valem.run/calculators/new-zealand/net-salary): Your New Zealand take-home is gross minus PAYE income tax (10.5-39%) and the ACC earner levy.
- [Rego & RUC Calculator — New Zealand](https://valem.run/calculators/new-zealand/car-tax): New Zealand vehicle cost is the annual licence (rego) plus Road User Charges (RUC) for diesel and electric vehicles by distance.
- [Salary Calculator After Tax — South Africa](https://valem.run/calculators/south-africa/net-salary): Your South African net salary is gross minus PAYE (18-45% less the primary rebate) and UIF.
- [Licence Disc Renewal Cost — South Africa](https://valem.run/calculators/south-africa/car-tax): South Africa's annual vehicle licence fee is based on the car's tare weight and set by each province.
- [Salary Calculator Singapore — CPF & tax](https://valem.run/calculators/singapore/net-salary): Your Singapore net pay is gross minus employee CPF (20%, capped) and resident income tax, which is assessed annually rather than withheld.
- [Road Tax Calculator Singapore — by engine cc](https://valem.run/calculators/singapore/car-tax): Singapore's road tax for petrol cars is a formula by engine capacity, billed every six months.
- [Salary Calculator Philippines — net take-home](https://valem.run/calculators/philippines/net-salary): Your Philippine net pay is gross minus SSS, PhilHealth and Pag-IBIG contributions and TRAIN withholding tax.
- [LTO Registration Fee — Philippines car tax](https://valem.run/calculators/philippines/car-tax): The Philippines' annual LTO registration for private cars is based on the vehicle's gross weight band.
- [מחשבון שכר נטו — Israel net salary](https://valem.run/calculators/israel/net-salary): שכר נטו (Net salary). Your Israeli net salary is gross minus income tax (less credit points) and National Insurance plus health contributions.
- [אגרת רישוי — Israel car licence fee](https://valem.run/calculators/israel/car-tax): אגרת רישוי (Vehicle licence fee). Israel's annual vehicle licence fee is a table lookup by the car's price group and age.
- [Calculadora sueldo líquido — Chile net pay](https://valem.run/calculators/chile/net-salary): Sueldo líquido (Net salary). Your Chilean net pay is gross minus pension, health and unemployment contributions and the Impuesto Unico de Segunda Categoria.
- [Permiso de circulación — Chile car tax](https://valem.run/calculators/chile/car-tax): Permiso de circulación (Vehicle circulation permit). Chile's annual circulation permit is a progressive percentage of the vehicle's SII fiscal appraisal.
- [Bruto netto berekenen loon — Belgium net salary](https://valem.run/calculators/belgium/net-salary): Nettoloon (Net salary). Your Belgian net salary is gross minus RSZ social security and progressive income tax, after professional costs, the tax-free sum and the municipal surcharge.
- [Verkeersbelasting — Belgium car tax](https://valem.run/calculators/belgium/car-tax): Verkeersbelasting (Road tax). Belgium's annual circulation tax is a regional charge; this model estimates it from CO2 emission bands.
- [Brutto-Netto-Rechner Österreich — Austria net salary](https://valem.run/calculators/austria/net-salary): Nettogehalt (Net salary). Your Austrian net salary is gross minus 18.07% social insurance and Lohnsteuer on the progressive 0-55% scale.
- [Motorbezogene Versicherungssteuer Rechner — Austria car tax](https://valem.run/calculators/austria/car-tax): Motorsteuer (Car tax). Austria's car tax is a monthly charge on engine power over 65 kW and CO2 over 115 g/km, billed with the insurance.
- [Lohnrechner Brutto Netto — Switzerland net salary](https://valem.run/calculators/switzerland/net-salary): Nettolohn (Net salary). Your Swiss net salary is gross minus social contributions (~12.8%) and income tax at your canton's effective rate.
- [Verkehrsabgabe — Switzerland car tax](https://valem.run/calculators/switzerland/car-tax): Verkehrsabgabe (Vehicle tax). Switzerland's cantonal circulation tax varies by canton; Zurich charges by engine displacement.
- [Calcul salaire net — Luxembourg net salary](https://valem.run/calculators/luxembourg/net-salary): Salaire net (Net salary). Your Luxembourg net salary is gross minus about 12.45% contributions and progressive income tax plus the 7% employment-fund surcharge.
- [Taxe véhicule Luxembourg — car tax calculator](https://valem.run/calculators/luxembourg/car-tax): Taxe véhicule (Vehicle tax). Luxembourg's annual vehicle tax scales with CO2 emissions and fuel type.
- [Beregn løn efter skat — Denmark net salary](https://valem.run/calculators/denmark/net-salary): Løn efter skat (Salary after tax). Your Danish net pay is gross minus the 8% labour-market contribution and income tax (bottom, municipal, middle and top), after the personal allowance.
- [Grøn ejerafgift — Denmark car tax](https://valem.run/calculators/denmark/car-tax): Grøn ejerafgift (Green ownership tax). Denmark's green ownership tax is based on fuel efficiency in km per litre — thirstier cars pay much more.
- [Palkkalaskuri — Finland net salary](https://valem.run/calculators/finland/net-salary): Nettopalkka (Net salary). Your Finnish net salary is gross minus about 10.17% in contributions and combined state-plus-municipal income tax.
- [Ajoneuvovero — Finland car tax](https://valem.run/calculators/finland/car-tax): Ajoneuvovero (Vehicle tax). Finland's annual vehicle tax is a CO2-based base charge, plus a driving-power tax for diesels.
- [Räkna ut lön efter skatt — Sweden net salary](https://valem.run/calculators/sweden/net-salary): Lön efter skatt (Salary after tax). Your Swedish net salary is gross minus municipal tax (after the basic allowance and job tax credit) and state tax above the threshold.
- [Fordonsskatt — Sweden car tax](https://valem.run/calculators/sweden/car-tax): Fordonsskatt (Vehicle tax). Sweden's vehicle tax charges new petrol and diesel cars a CO2 malus in years 1-3, then a lower standard rate.
- [Skattekalkulator lønn — Norway net salary](https://valem.run/calculators/norway/net-salary): Lønn etter skatt (Salary after tax). Your Norwegian net salary is gross minus 7.6% national insurance, 22% tax on ordinary income after deductions, and the bracket tax.
- [Trafikkforsikringsavgift — Norway car tax](https://valem.run/calculators/norway/car-tax): Trafikkforsikringsavgift (Traffic insurance levy). Norway replaced its annual road tax with the traffic-insurance fee, collected through your car insurer.
- [Take Home Pay Calculator USA — federal](https://valem.run/calculators/usa/net-salary): Your US take-home is gross minus the standard deduction, federal income tax and FICA; state income tax is a separate add-on.
- [Vehicle Registration / Property Tax — USA](https://valem.run/calculators/usa/car-tax): US annual vehicle cost varies by state: a value-based fee like California's VLF, or a county personal-property tax.
- [Take Home Pay Calculator Canada](https://valem.run/calculators/canada/net-salary): Your Canadian take-home is gross minus federal tax (less the basic personal amount), provincial tax, and CPP and EI.
- [Vehicle Registration Renewal — Canada](https://valem.run/calculators/canada/car-tax): Canada's annual vehicle registration renewal is a flat provincial fee, which Ontario eliminated in the south.
- [Calculadora sueldo neto — Mexico net pay](https://valem.run/calculators/mexico/net-salary): Sueldo neto (Net salary). Your Mexican net pay is gross minus employee IMSS contributions and ISR income tax withholding.
- [Refrendo y tenencia — Mexico car tax](https://valem.run/calculators/mexico/car-tax): Refrendo y tenencia (Vehicle fees). Mexico's annual car cost is the state plate fee (refrendo), which every state charges, plus tenencia in the four states that still levy it.
- [Calculadora sueldo neto — Argentina net salary](https://valem.run/calculators/argentina/net-salary): Sueldo neto (Net salary). Your Argentine net pay is gross minus 17% employee contributions and Ganancias income tax on the remainder.
- [Calculadora patente automotor — Argentina car tax](https://valem.run/calculators/argentina/car-tax): Patente (Vehicle tax). Argentina's annual car tax (patente) is a jurisdiction-set percentage of the official vehicle valuation.
- [手取り計算 — Japan net salary](https://valem.run/calculators/japan/net-salary): 手取り (Take-home pay). Your Japanese take-home is gross minus about 14.69% social insurance, national income tax and a 10% resident tax.
- [自動車税 — Japan car tax](https://valem.run/calculators/japan/car-tax): 自動車税 (Car tax). Japan's annual automobile tax for cars registered from Oct 2019 is set by engine displacement bands.
- [연봉 실수령액 계산기 — South Korea take-home pay](https://valem.run/calculators/south-korea/net-salary): 실수령액 (Take-home pay). Your South Korean take-home is gross minus about 9.71% social insurance, national income tax and a 10% local income tax.
- [VAT Calculator Malta 2026 — 18%, 12%, 7% and 5%](https://valem.run/calculators/malta/vat): Maltese VAT is 18% as standard under article 19(1) of the Value Added Tax Act, with 12%, 7% and 5% for the supplies listed in the Eighth Schedule, and you stay outside the system as a small enterprise while your turnover in a calendar year does not exceed the €35,000 Domestic threshold.
- [자동차세 — South Korea car tax](https://valem.run/calculators/south-korea/car-tax): 자동차세 (Car tax). South Korea's car tax is engine displacement times a per-cc rate, plus a 30% local-education surtax.
- [Individuali veikla — Lithuania freelancer tax](https://valem.run/calculators/lithuania/self-employed): Individuali veikla (Individual activity). Your net income under Lithuania's individual activity certificate is revenue minus a 30% expense allowance, minus GPM income tax, VSD social insurance and PSD health insurance on the resulting profit.
- [Mikrouzņēmuma nodoklis — Latvia self-employed calculator](https://valem.run/calculators/latvia/self-employed): Mikrouzņēmuma nodoklis (Micro-enterprise tax). Your net income under Latvia's microenterprise tax is revenue minus a flat 25%, with no separate expense deduction, available up to 40,000 EUR of annual turnover.
- [მცირე ბიზნესის სტატუსი — Georgia self-employed tax](https://valem.run/calculators/georgia/self-employed): მცირე ბიზნესის სტატუსი (Small business status). Your net income under Georgia's Small Business Status is turnover minus a flat 1% tax up to 500,000 GEL of annual turnover, and 3% on the amount above that.
- [Normirani S.p. — Slovenia Freelancer Tax](https://valem.run/calculators/slovenia/self-employed): Normirani s.p. (Flat-rate sole trader). Your net income under Slovenia's normirani s.p. regime is revenue minus a modelled total tax-and-contribution burden of roughly 17% to 22% of revenue, after 80% of revenue is automatically recognised as expenses.
- [Paušalni obrt kalkulator — Croatia self-employed calculator](https://valem.run/calculators/croatia/self-employed): Paušalni obrt (Flat-rate sole trade). Your net income under Croatia's paušalni obrt is revenue minus fixed monthly social and health contributions (around 291 EUR/month) and a small lump-sum tax that steps up with revenue.
- [SZČO daň kalkulačka — Slovakia self-employed calculator](https://valem.run/calculators/slovakia/self-employed): SZČO (Self-employed person). Your income-tax-only net income as a Slovak SZČO is revenue minus a flat-rate expense deduction of 60% (capped at 20,000 EUR), minus 15% income tax on the remaining base, up to 100,000 EUR of revenue.
- [FIE — Estonia Freelancer Tax](https://valem.run/calculators/estonia/self-employed): FIE (Sole proprietor). Your net income as an Estonian FIE is business income minus 22% income tax, a 2% additional security tax, and 33% social tax — which is charged on an annual minimum base even if you earn very little.
- [Auto-Entrepreneur — France Freelancer Tax](https://valem.run/calculators/france/self-employed): Auto-entrepreneur (Micro-entrepreneur). Your net income as a French auto-entrepreneur (BNC liberal profession) is revenue minus 25.6% social contributions and, if you opt in, a further 2.2% flat income tax under the versement libératoire.
- [Freiberufler — Germany Freelancer Tax](https://valem.run/calculators/germany/self-employed): Freiberufler (Freelancer). Your income-tax-only net income as a German Freiberufler is revenue minus income tax on the amount above the 12,348 EUR basic allowance — with no trade tax at all, unlike a registered trade business.
- [Ryczałt IT — Poland Freelancer Tax](https://valem.run/calculators/poland/self-employed): Ryczałt IT (Flat-rate tax for IT). Your income-tax-only net income as a Polish IT contractor on ryczałt is revenue minus a flat 12% tax, the preferential rate the regime sets for programming and IT services.
- [Regime forfettario — Italy freelancer tax](https://valem.run/calculators/italy/self-employed): Regime forfettario (Flat-rate regime). Your income-tax-only net income under Italy's regime forfettario is revenue minus a flat tax on 78% of it — 5% for your first five years of activity, 15% after.
- [Autónomo — Spain Freelancer Tax](https://valem.run/calculators/spain/self-employed): Autónomo (Self-employed). Your net income as a new Spanish autónomo is revenue minus a flat 88.64 EUR/month Social Security quota (unrelated to how much you earn) and a 20% IRPF advance on what remains after it.
- [Paušální Daň — Czechia Freelancer Tax](https://valem.run/calculators/czechia/self-employed): Paušální daň (Flat-rate tax). Your net income as a Czech OSVČ on paušální daň is revenue minus a single monthly payment set by which of three revenue bands you fall into — income tax, social insurance and health insurance all included in that one amount.
- [Recibos verdes — Portugal freelancer tax](https://valem.run/calculators/portugal/self-employed): Recibos verdes (Freelance regime). Your net income as a Portuguese freelancer on the regime simplificado is revenue minus Social Security charged on 70% of it and IRS charged on 75% of it — both bases fixed by statute rather than by your actual costs.
- [Sole Trader Tax Calculator UK](https://valem.run/calculators/uk/self-employed): Your net income as a UK sole trader is profit minus income tax on everything above the personal allowance and Class 4 National Insurance at 6% between the lower and upper profits limits, then 2% above.
- [Zzp netto berekenen — Netherlands freelance tax](https://valem.run/calculators/netherlands/self-employed): Zzp (Freelancer). Your net income as a Dutch zzp-er is profit minus the zelfstandigenaftrek and the 12.7% MKB profit exemption, then box 1 income tax on what remains plus the income-dependent Zvw healthcare contribution.
- [PFA sistem real — Romania freelancer tax](https://valem.run/calculators/romania/self-employed): PFA (Authorised sole trader). Your net income as a Romanian PFA in the real system is net income minus CAS pension contributions charged on a fixed stepped base, CASS health contributions on income clamped between a floor and a ceiling, and 10% income tax on what is left.
- [Свободна професия — Bulgaria freelancer tax](https://valem.run/calculators/bulgaria/self-employed): Свободна професия (Freelance profession). Your net income as a Bulgarian freelancer is revenue minus a statutory 25% deemed expense allowance, social and health contributions on a base clamped between a statutory floor and ceiling, and the 10% flat income tax on what remains.
- [Átalányadózás — Hungary Freelancer Tax](https://valem.run/calculators/hungary/self-employed): Átalányadózás (Flat-rate taxation). Your net income as a Hungarian sole trader on átalányadózás is revenue minus the statutory 45% cost ratio, with the first half of an annual minimum wage of what remains exempt, then 15% personal income tax and 31.5% social contributions on the rest.
- [ФОП 3 Група — Ukraine Freelancer Tax](https://valem.run/calculators/ukraine/self-employed): ФОП 3 група (Sole proprietor, group 3). Your net income as a Ukrainian ФОП on group 3 is turnover minus a 5% single tax and a 1% military levy on that turnover, and a flat ЄСВ social contribution that does not vary with what you earn.
- [Monotributo — Argentina Freelancer Tax](https://valem.run/calculators/argentina/self-employed): Monotributo (Simplified tax regime). Your net income as an Argentine monotributista is revenue minus a single monthly cuota fixed by your revenue category — that one amount covers income tax, VAT and social security, and nothing else is owed on the activity.
- [Sole Trader Tax Calculator Australia](https://valem.run/calculators/australia/self-employed): Your net income as an Australian sole trader is profit minus income tax at the ordinary individual rates — nothing on the first 18,200 AUD — plus the 2% Medicare levy.
- [Neue Selbständige — Austria freelancer tax (SVS)](https://valem.run/calculators/austria/self-employed): Neue Selbständige (New self-employed). Your net income as an Austrian self-employed person is profit minus SVS contributions of about 26.83% on a base that is floored and capped, plus a flat accident premium, and then income tax on what remains.
- [Indépendant — Belgium Freelancer Tax](https://valem.run/calculators/belgium/self-employed): Indépendant (Self-employed). Your net income as a Belgian indépendant à titre principal is income minus social contributions of 20.5% up to a first ceiling and 14.16% between the two, which are deductible, and then progressive income tax on what remains.
- [MEI — Brazil Microentrepreneur Tax](https://valem.run/calculators/brazil/self-employed): MEI (Individual microentrepreneur). Your net income as a Brazilian MEI is revenue minus a fixed monthly DAS of about 86 BRL for services — an amount that does not change with what you earn, up to the 81,000 BRL annual ceiling.
- [Self-Employed Tax Calculator Canada](https://valem.run/calculators/canada/self-employed): Your federal net income as a self-employed Canadian is business income minus CPP at the full 11.9% — both halves, not the 5.95% an employee pays — plus CPP2 on the second earnings band, and then federal income tax.
- [Boletas de honorarios — Chile freelancer withholding tax](https://valem.run/calculators/chile/self-employed): Boletas de honorarios (Freelance fee receipts). What you receive from a boleta de honorarios in Chile is the gross amount minus a 15.25% retención in 2026 — not a tax, but a prepayment of your mandatory pension and health contributions, settled at the annual return.
- [Αυτοαπασχολούμενος — Cyprus self-employed tax calculator](https://valem.run/calculators/cyprus/self-employed): Αυτοαπασχολούμενος (Self-employed). Your net income as a self-employed person in Cyprus is income minus social insurance at 16.6% up to the ceiling, the 4% General Healthcare System contribution, and income tax under the 2026 bands that start at 22,000 EUR.
- [Selvstændig skat — Denmark freelancer tax](https://valem.run/calculators/denmark/self-employed): Selvstændig (Self-employed). Your net income as a Danish selvstændig is surplus minus the 8% AM-bidrag, then roughly 34% combined bottom, municipal and health tax on what remains after the personal allowance, plus the 2026 intermediate, top and top-top brackets.
- [Toiminimi verot — Finland freelancer tax](https://valem.run/calculators/finland/self-employed): Toiminimi (Sole trader). Your net income as a Finnish sole trader is business income minus the YEL pension premium of 24.4% of your confirmed YEL income, which is deductible, and then state income tax and municipal tax on what remains.
- [Ελεύθερος επαγγελματίας — Greece freelancer tax](https://valem.run/calculators/greece/self-employed): Ελεύθερος επαγγελματίας (Freelancer). Your net income as a Greek freelancer is profit minus a fixed monthly EFKA contribution chosen from six insurance categories, and then income tax under the 2026 scale, which taxes business profit from the very first euro.
- [Section 44ADA — India Freelancer Tax](https://valem.run/calculators/india/self-employed): Under Section 44ADA an Indian professional declares exactly half of gross receipts as taxable income, keeps no books and faces no audit, and pays new-regime slab tax plus 4% cess on that half.
- [Sole Trader Tax Calculator Ireland](https://valem.run/calculators/ireland/self-employed): Your net income as an Irish sole trader is profit minus three separate charges — income tax at 20% and 40% around the 44,000 EUR standard rate band, USC on its own bands, and Class S PRSI at 4.2375% with a 650 EUR minimum.
- [מס לעצמאי — Israel Freelancer Tax](https://valem.run/calculators/israel/self-employed): עצמאי (Self-employed). Your net income as an Israeli עצמאי is income minus National Insurance and health tax — 7.7% up to the step and 18% above it to the ceiling — and then progressive income tax reduced by your credit points.
- [個人事業主 手取り — Japan Freelancer Tax](https://valem.run/calculators/japan/self-employed): 個人事業主 (Sole proprietor). Your net income as a Japanese sole proprietor is business income minus the flat national pension premium, national income tax after the 650,000 yen blue-return deduction and the basic deduction, and resident tax at 10%.
- [Indépendant — Luxembourg Income Tax](https://valem.run/calculators/luxembourg/self-employed): Indépendant (Self-employed). Income tax for a Luxembourg indépendant in class 1 runs through a twenty-three-step scale from 0% to 42%, with an employment fund surcharge of 7% on the tax itself — and social contributions are a separate cost this page does not deduct.
- [Self-Employed Tax Calculator Malta](https://valem.run/calculators/malta/self-employed): Your net income as a self-occupied person in Malta is net earnings minus Class 2 social security contributions at 15%, capped at a weekly maximum, and income tax under the single rates that reach 35% at 19,500 EUR.
- [RESICO — Mexico Freelancer Tax](https://valem.run/calculators/mexico/self-employed): RESICO (Simplified trust regime). Your net income under Mexico’s RESICO is income collected minus ISR at a rate between 1% and 2.5% set by your monthly income — charged on the gross, with no expenses deducted and the monthly payment final.
- [Sole Trader Tax Calculator New Zealand](https://valem.run/calculators/new-zealand/self-employed): Your net income as a New Zealand sole trader is profit minus income tax at the ordinary individual rates — there is no tax-free threshold — plus the ACC earner levy on liable earnings up to the annual maximum.
- [Enkeltpersonforetak skatt — Norway self-employed tax](https://valem.run/calculators/norway/self-employed): Enkeltpersonforetak (Sole proprietorship). Your net income from a Norwegian enkeltpersonforetak is profit minus trygdeavgift at 10.8% — higher than the 7.6% a wage earner pays — plus the five-step trinnskatt and 22% tax on general income.
- [8% Tax Option — Philippines Freelancer](https://valem.run/calculators/philippines/self-employed): Under the Philippine 8% option you pay eight percent of gross receipts above the first 250,000 pesos, and that single charge replaces both the graduated income tax and the 3% percentage tax.
- [Самозанятый — Russia Freelancer Tax](https://valem.run/calculators/russia/self-employed): Самозанятый (Self-employed). Your net income as a Russian самозанятый is revenue minus professional income tax at 4% on what individuals pay you and 6% on what companies pay — with no expense deduction, no declaration and no pension contributions.
- [Self-Employed Tax Calculator Singapore](https://valem.run/calculators/singapore/self-employed): Your net income as a self-employed person in Singapore is net trade income minus the compulsory MediSave contribution and income tax at the resident progressive rates, which start at zero on the first 20,000 SGD.
- [Sole Proprietor Tax Calculator South Africa](https://valem.run/calculators/south-africa/self-employed): Your net income as a South African sole proprietor is taxable profit minus income tax at the ordinary individual rates, reduced by the primary rebate — and paid twice a year as provisional tax rather than at year end.
- [개인사업자 종합소득세 — South Korea freelancer tax](https://valem.run/calculators/south-korea/self-employed): 개인사업자 (Sole proprietor). Your net income as a Korean sole proprietor is business income minus global income tax across eight bands after the basic deduction, plus local income tax charged at a flat 10% of the national tax itself.
- [Enskild firma skatt — Sweden freelancer tax](https://valem.run/calculators/sweden/self-employed): Enskild firma (Sole trader). Your net income from a Swedish enskild firma is the surplus minus a 25% standard deduction, then egenavgifter at 28.97% and municipal tax on what remains, plus 20% state tax above the threshold.
- [AHV für Selbständige — Switzerland self-employed tax](https://valem.run/calculators/switzerland/self-employed): AHV für Selbständige (Self-employed (AHV)). A Swiss self-employed person pays the whole 10% of AHV, IV and EO themselves, where an employee splits 10.6% with an employer — with a declining scale below 60,500 CHF of income and a statutory minimum contribution.
- [Serbest meslek — Türkiye freelancer tax](https://valem.run/calculators/turkey/self-employed): Serbest meslek (Self-employment). Your net income as a Turkish serbest meslek professional is income minus Bağ-Kur premiums at 35.75% of a base floored at the minimum wage and capped at nine times it, which are deductible, and then income tax.
- [Self-Employment Tax Calculator USA](https://valem.run/calculators/usa/self-employed): Your federal net income as a US sole proprietor is net earnings minus self-employment tax at 15.3% of 92.35% of them, then federal income tax after deducting half the SE tax, the 20% QBI deduction and the standard deduction.
- [Mehrwertsteuer Rechner 2026 — German VAT](https://valem.run/calculators/germany/vat): Mehrwertsteuer (VAT). German VAT is 19% as standard and 7% on a defined list including food, books and public transport, and you stay exempt as a Kleinunternehmer only while last year’s turnover was at or under 25,000 EUR and this year’s stays at or under 100,000 EUR.
- [Käibemaksu kalkulaator 2026 — Estonia VAT](https://valem.run/calculators/estonia/vat): Käibemaks (VAT). Estonian VAT is 24% as standard — raised from 22% on 1 July 2025 — with 13% on accommodation and 9% on a reduced-rate list, and registration becomes compulsory once supply passes 40,000 EUR counted from the start of the calendar year.
- [Kalkulator VAT 2026 — Poland VAT calculator](https://valem.run/calculators/poland/vat): Podatek VAT (Value-added tax). Polish VAT is 23% as standard with reduced rates of 8% and 5%, and the subject exemption now applies while sales stay at or under 240,000 PLN — raised from 200,000 PLN on 1 January 2026 — tested against both the previous and the current tax year.
- [PDV Kalkulator 2026 — Croatia VAT calculator](https://valem.run/calculators/croatia/vat): PDV (VAT). Croatian VAT is 25% as the general rate with reduced rates of 13% and 5%, and registration becomes compulsory once taxable supplies exceed 60,000 EUR in either the previous or the current calendar year — a threshold raised from 40,000 EUR in 2025.
- [Kalkulačka DPH 2026 — Slovakia VAT calculator](https://valem.run/calculators/slovakia/vat): DPH (VAT). Slovak VAT is 23% as standard with reduced rates of 19% and 5%, and registration turns on two figures that differ by deadline rather than amount: past 50,000 EUR in a calendar year you become a payer the following 1 January, past 62,500 EUR you become one immediately.
- [VAT Calculator 2026 — add or remove UK VAT](https://valem.run/calculators/uk/vat): UK VAT is 20% as standard, 5% on a reduced-rate list including home energy, and 0% on zero-rated goods such as most food and children’s clothes, with registration required once taxable turnover over the last 12 months passes £90,000.
- [ALV-laskuri 2026 — Finland VAT calculator](https://valem.run/calculators/finland/vat): ALV (VAT). Finnish VAT is 25.5% as the general rate, 13.5% on groceries, restaurant meals, books and transport — reduced from 14% on 1 January 2026 — and 10% on newspapers and magazines, with the small-business exemption lasting while turnover stays at or under 20,000 EUR.
- [Umsatzsteuer Rechner 2026 — Austria VAT](https://valem.run/calculators/austria/vat): Umsatzsteuer (VAT). Austrian VAT is 20% as standard, with reduced rates of 13% and 10% and a 4,9% rate on selected basic foods, and the Kleinunternehmer exemption holds while turnover stays at or under 55.000 Euro — measured on the whole agreed consideration — in both the previous and the current calendar year.
- [VAT Calculator Ireland 2026 — all five rates](https://valem.run/calculators/ireland/vat): Irish VAT is 23% as standard, 13.5% reduced, 9% second reduced, 4.8% on livestock and 0% on certain food, children’s clothing and medicines, and you must register once turnover passes €85,000 supplying goods or €42,500 supplying services only.
- [Kalkulačka DPH 2026 — Czechia VAT calculator](https://valem.run/calculators/czechia/vat): DPH (VAT). Czech VAT is 21% as standard with a single 12% reduced rate, and registration turns on two figures: pass 2 000 000 CZK of turnover in a calendar year and you become a payer on 1 January of the next one, pass 2 536 500 CZK and you become one the day after crossing it.
- [ÁFA Kalkulátor 2026 — Hungary VAT calculator](https://valem.run/calculators/hungary/vat): ÁFA (VAT). Hungarian VAT is 27%, the highest standard rate in the EU, with reduced rates of 18% and 5% and a 0% rate on daily newspapers, and the alanyi adómentesség exemption holds while turnover stays at or under 18 million forints.
- [Izračun DDV 2026 — Slovenia VAT calculator](https://valem.run/calculators/slovenia/vat): DDV (VAT). Slovenian VAT is 22% as the general rate, 9,5% on the Priloga I list and 5% on books, newspapers and periodicals, and identification turns on two figures: past 60.000 EUR you are liable from 1 January of the next year, past 66.000 EUR from the month you cross it.
- [PVN Kalkulators 2026 — Latvia VAT calculator](https://valem.run/calculators/latvia/vat): PVN (VAT). Latvian VAT is 21% as the standard rate with reduced rates of 12% and 5%, and registration is required once transactions pass 50 000 EUR — though while the excess stays within 10%, up to 55 000 EUR, you may defer registering until the end of the year.
- [Calcular IVA 2026 — Portugal VAT calculator](https://valem.run/calculators/portugal/vat): IVA (VAT). Portuguese VAT on the mainland is 23% normal, 13% intermediate and 6% reduced under article 18 of the CIVA, and the article 53 exemption applies while your turnover in the previous calendar year stayed at or under 15 000 EUR.
- [Calcular IVA 2026 — Spain VAT calculator](https://valem.run/calculators/spain/vat): IVA (VAT). Spanish VAT is 21% as the general rate, 10% reducido on food, hospitality and passenger transport, and 4% superreducido on staples such as bread, milk, eggs, books and medicines.
- [BTW berekenen 2026 — Netherlands VAT calculator](https://valem.run/calculators/netherlands/vat): BTW (VAT). Dutch btw is 21% as the general rate and 9% on a limited list of goods and services. Below 20 000 EUR of turnover you may apply for the kleineondernemersregeling and charge no btw at all — but it is an election, not an automatic exemption.
- [Momsräknare 2026 — Sweden VAT calculator](https://valem.run/calculators/sweden/vat): Moms (VAT). Swedish moms is 25% on almost everything. Food carries a temporary 6% from 1 April 2026, down from 12%, while food eaten in at a restaurant or café stays at 12%. Under 120 000 kr of turnover you need not register at all.
- [Momsberegner 2026 — Denmark VAT calculator](https://valem.run/calculators/denmark/vat): Moms (VAT). Danish moms is 25%, and that is the only rate. There are no reduced bands: the alternative to 25% is exemption or zero-rating, not a lower percentage.
- [Calcolo IVA 2026 — Italy VAT calculator](https://valem.run/calculators/italy/vat): IVA (VAT). Italian IVA is 22% as the aliquota ordinaria, with reduced bands of 10% (domestic power and gas, medicines), 5% (certain foods) and a 4% aliquota minima on basic food, drink and agricultural produce.
- [Calcul TVA 2026 — France VAT calculator](https://valem.run/calculators/france/vat): TVA (VAT). French TVA is 20% as the taux normal, 10% intermédiaire on restaurants and passenger transport, 5,5% réduit on most food and books, and 2,1% on press publications. The franchise en base ends at 85 000 EUR for goods or 37 500 EUR for services.
- [Mehrwertsteuer berechnen 2026 — Swiss VAT](https://valem.run/calculators/switzerland/vat): MWST (VAT). Swiss MWST is 8,1% as the Normalsatz, 2,6% on food, water, medicines, books and newspapers, and a 3,8% Sondersatz for accommodation. Registration is required once turnover reaches 100 000 francs.
- [GST Calculator NZ 2026 — Add or Remove 15%](https://valem.run/calculators/new-zealand/vat): New Zealand GST is 15%, and it is the only rate. You must register once turnover passes NZ$60,000 in any rolling 12-month period — or once you expect it to in the next 12.
- [GST Calculator Australia 2026 — Add or Remove 10%](https://valem.run/calculators/australia/vat): Australian GST is 10%, fixed by section 9-70 of the GST Act 1999. Because the rate is a tenth, the GST inside a GST-inclusive price is exactly one eleventh of it.
- [VAT Calculator UAE 2026 — Add or Remove 5%](https://valem.run/calculators/uae/vat): ضريبة القيمة المضافة (VAT). UAE VAT is 5%, the lowest standard rate in this catalog. Registration is mandatory above AED 375,000 of taxable supplies, voluntary from AED 187,500, and unavailable below that.
- [ضريبة القيمة المضافة 2026 — Saudi Arabia VAT, add or remove 15%](https://valem.run/calculators/saudi-arabia/vat): ضريبة القيمة المضافة (VAT). Saudi VAT is 15%. Registration is mandatory once taxable supplies exceed SAR 375,000 over the preceding twelve months, voluntary from SAR 187,500, and unavailable below that.
- [GST Calculator Singapore 2026 — Add or Remove 9%](https://valem.run/calculators/singapore/vat): Singapore GST is 9%, in force from 1 January 2024. Registration is compulsory once taxable supplies exceed S$1 million in a calendar year.
- [VAT Calculator South Africa 2026 — Add or Remove 15%](https://valem.run/calculators/south-africa/vat): South African VAT is 15%. From 1 April 2026 registration is compulsory above R2.3 million of taxable supplies a year and voluntary from R120,000 — the first increase since 2009.
- [KDV Hesaplama 2026 — Türkiye VAT calculator](https://valem.run/calculators/turkey/vat): KDV (VAT). Turkish KDV is %20 as the general rate, %10 for goods and services in list (II) — textiles, health, education, hotels — and %1 for list (I), mainly basic food.
- [Calcul TVA 2026 — Romania VAT calculator](https://valem.run/calculators/romania/vat): TVA (VAT). Romanian TVA is 21% as the standard rate and 11% as the single reduced rate, both in force since 1 August 2025. The former 9% and 5% bands no longer exist.
- [消費税計算 2026 — Japan consumption tax 10% / 8%](https://valem.run/calculators/japan/vat): 消費税 (Consumption tax). Japanese consumption tax is 10%, with a reduced 8% on food and drink — excluding alcohol and dining out — and subscription newspapers issued twice a week or more.
- [Calcul TVA 2026 — Luxembourg VAT 17% / 14% / 8% / 3%](https://valem.run/calculators/luxembourg/vat): TVA (VAT). Luxembourg TVA is 17%, the lowest standard rate in the European Union, with an intermédiaire rate of 14%, a réduit of 8% and a super-réduit of 3%.
- [Розрахунок ПДВ 2026 — Ukraine VAT 20% / 14% / 7%](https://valem.run/calculators/ukraine/vat): ПДВ (VAT). Ukrainian PDV is 20% as the standard rate, 7% on medicines and medical devices, and 14% on six listed agricultural commodity codes. Registration is required above 1 000 000 UAH of supplies over 12 months.
- [Calculadora IVA 2026 — Argentina VAT calculator](https://valem.run/calculators/argentina/vat): IVA (VAT). Argentine IVA is 21% as the general rate, 10,5% on reduced supplies — exactly half the general rate — and 27% on metered gas, electricity and water billed to registered businesses outside dwellings.
- [GST/HST Calculator Canada 2026 — 5% to 15%](https://valem.run/calculators/canada/vat): Canadian GST is 5% federally. Participating provinces charge a single blended HST instead: 13% in Ontario, 14% in Nova Scotia since 1 April 2025, and 15% in New Brunswick, Newfoundland and Labrador and Prince Edward Island.
- [GST Calculator India 2026 — All Seven Rate Schedules](https://valem.run/calculators/india/vat): Indian GST has seven rates, not three. Schedule II at 18% is the general case, with 5%, 28%, 40%, 3%, 1.5% and 0.25% for goods listed in the other schedules of the rate notification in force since 22 September 2025.
- [부가세 계산기 2026 — South Korea VAT](https://valem.run/calculators/south-korea/vat): 부가가치세 (VAT). Korean VAT is a single 10%. Article 30 of the Value-Added Tax Act says only that "the rate of value-added tax shall be 10 per cent" — there is no reduced band, and the alternatives are zero-rating for exports and exemption rather than a lower rate.
- [Holiday Entitlement Calculator 2026 — UK Statutory Leave](https://valem.run/calculators/uk/holiday-entitlement): Almost every UK worker is entitled to 5.6 weeks of paid holiday a year, which is 28 days on a five-day week and 16.8 on a three-day week, capped at 28 days however many days a week you work.
- [Urlaubsanspruch Berechnen 2026 — German Statutory Leave](https://valem.run/calculators/germany/holiday-entitlement): Urlaubsanspruch (Annual leave). German law gives at least 24 Werktage of paid leave a year, but § 3(2) BUrlG counts a Werktag as any day that is not a Sunday or a public holiday — a six-day week — so an employee working the usual five days is entitled to 20 days.
- [Calcul congés payés 2026 — French statutory leave](https://valem.run/calculators/france/holiday-entitlement): Congés payés (Paid leave). A French employee accrues 2,5 jours ouvrables of paid leave for each month of effective work, up to 30 jours ouvrables — five weeks — over a reference period running from 1 June to 31 May, and a part-time employee gets the same number as a full-timer.
- [Annual Leave Entitlement Ireland 2026 — All Three Methods](https://valem.run/calculators/ireland/holiday-entitlement): Irish law does not have one annual-leave formula. Section 19 of the Organisation of Working Time Act 1997 gives three, and the employee is entitled to whichever produces the greater period: 4 working weeks once you pass 1,365 hours in the leave year, one-third of a working week for every month you work at least 117 hours, or 8% of the hours you worked, capped at 4 working weeks. A full-year five-day employee gets 20 days.
- [Vacaciones anuales 2026 — Spain annual leave, 30 días naturales](https://valem.run/calculators/spain/holiday-entitlement): Vacaciones anuales (Annual leave). Article 38.1 of the Estatuto de los Trabajadores sets the minimum at thirty días naturales — calendar days, weekends included. That is a little over four and a quarter weeks, which on a five-day week is about 21.4 working days, not 30.
- [Räkna ut semesterdagar 2026 — Sweden annual leave (7 §)](https://valem.run/calculators/sweden/holiday-entitlement): Semesterdagar (Annual leave). Semesterlagen 4 § gives every employee 25 semesterdagar a holiday year. How many of them are PAID is set exactly by 7 §: days employed in the earning year minus days wholly absent without pay, divided by the days in that year, times 25, rounded up to the next whole day. Start after 31 August and the leave right for that year is five days.
- [Urlaubsanspruch 2026 — Austria annual leave, 30 Werktage](https://valem.run/calculators/austria/holiday-entitlement): Urlaubsanspruch (Annual leave). § 2(1) Urlaubsgesetz gives 30 Werktage per working year, which is five calendar weeks — 25 Arbeitstage on a five-day week — rising to 36 Werktage, six weeks, after 25 years’ service with the same employer. Pro-rata applies only in the first six months of your first working year.
- [Vakantiedagen berekenen 2026 — Netherlands holiday entitlement](https://valem.run/calculators/netherlands/holiday-entitlement): Vakantie-uren (Holiday hours). Article 7:634 lid 1 of the Burgerlijk Wetboek gives at least four times the agreed weekly working time — in hours, not days. A 40-hour week earns 160 hours, which is 20 eight-hour days; a 36-hour week over four days earns 144 hours, which is 16 nine-hour days. Both are four weeks.
- [Feriedager 2026 — Norway annual leave, 25 virkedager](https://valem.run/calculators/norway/holiday-entitlement): Feriedager (Annual leave). Ferieloven § 5 gives 25 virkedager of feriefritid each holiday year. A virkedag is any day that is not a Sunday or a public holiday, so Saturdays count — which makes 25 virkedager four whole weeks plus one day, or 21 working days on a five-day week. Anyone turning 60 during the year gets six more.
- [年次有給休暇の日数計算 2026 — Japan paid annual leave (Art. 39)](https://valem.run/calculators/japan/holiday-entitlement): 年次有給休暇 (Paid annual leave). Article 39 of the Labour Standards Act grants ten working days of paid leave after six months of continuous service, provided you attended at least 80% of all working days. It then adds 1, 2, 4, 6, 8 and 10 days at one through six years past the six-month mark, so twenty days is the statutory ceiling however long you stay.
- [Wymiar urlopu wypoczynkowego 2026 — Poland leave: 20 or 26 days](https://valem.run/calculators/poland/holiday-entitlement): Urlop wypoczynkowy (Annual leave). Article 154 § 1 of the Kodeks pracy gives 20 days of paid leave to an employee with less than ten years of employment and 26 days at ten years or more. Part time is pro-rated by working time and a partial day is rounded up, and § 3 caps the result at the full-time figure.
- [Ikgadējais atvaļinājums 2026 — Latvia annual leave (4 weeks)](https://valem.run/calculators/latvia/holiday-entitlement): Ikgadējais atvaļinājums (Annual leave). Article 149 of the Darba likums gives every employee at least four calendar weeks of paid annual leave, not counting public holidays — so a public holiday falling inside the leave does not consume a day of it. On a five-day week that is 20 working days plus any holidays that fall in the period.
- [Vuosiloman laskeminen 2026 — Finland leave, 2,5 days a month](https://valem.run/calculators/finland/holiday-entitlement): Vuosiloma (Annual leave). Vuosilomalaki 5 § accrues 2,5 arkipäivää for every full qualifying month, or 2 if your employment has lasted under a year, and rounds a part day up. Twelve months is 30 arkipäivää — but 4 § counts Saturdays as arkipäivät, so those 30 days are five weeks, which is 25 working days on an ordinary five-day week.
- [Щорічна відпустка 2026 — Ukraine annual leave, 24 calendar days](https://valem.run/calculators/ukraine/holiday-entitlement): Щорічна відпустка (Annual leave). Стаття 75 of the КЗпП gives annual basic leave of not less than 24 calendar days for a worked working year, and 31 calendar days to anyone under eighteen. Because these are calendar days rather than working days, 24 of them spans about three and a half weeks — roughly 17 working days on a five-day week.
- [Výmera dovolenky 2026 — Slovakia annual leave, 4, 5 or 8 weeks](https://valem.run/calculators/slovakia/holiday-entitlement): Dovolenka (Annual leave). § 103 of the Zákonník práce sets a basic four weeks, five weeks for anyone who reaches at least 33 years of age by the end of the calendar year or who permanently cares for a child, and eight weeks for teachers, university lecturers and researchers. On a five-day week that is 20, 25 or 40 days.
- [Ferienanspruch berechnen 2026 — Switzerland leave, 4 weeks a year](https://valem.run/calculators/switzerland/holiday-entitlement): Ferienanspruch (Annual leave). Article 329a of the Obligationenrecht gives at least four weeks of paid holiday per Dienstjahr, and at least five weeks up to the completed twentieth year of age. On a five-day week that is 20 days, or 25 for an employee under 20. A Dienstjahr is a service year counted from your hire date, so a part year is pro-rated against YOUR year.
- [Yıllık ücretli izin 2026 — Turkey leave: 14, 20 or 26 days](https://valem.run/calculators/turkey/holiday-entitlement): Yıllık ücretli izin (Paid annual leave). Article 53 of the İş Kanunu gives annual paid leave only to workers who have completed at least one year of service, probation included — so the statutory entitlement in the first year is zero. After that it is at least 14 days for one to five years of service, at least 20 for more than five and under fifteen, and at least 26 from fifteen years. Workers aged 18 and under, and 50 and over, get at least 20 days whatever their service.
- [Cálculo de vacaciones 2026 — Argentina leave, 14 to 35 days](https://valem.run/calculators/argentina/holiday-entitlement): Vacaciones (Annual leave). Article 150 of the Ley de Contrato de Trabajo gives 14 días corridos up to five years of seniority, 21 over five and up to ten, 28 over ten and up to twenty, and 35 beyond twenty. They are consecutive calendar days, so 14 of them is about ten working days on a five-day week. Seniority is measured as it will stand on 31 December.
- [Cálculo de férias 2026 — Brazil leave: 30, 24, 18 or 12 days](https://valem.run/calculators/brazil/holiday-entitlement): Férias (Annual leave). Article 130 of the CLT grants férias after each twelve months of contract, in one of four proportions chosen by unjustified absences: 30 dias corridos for up to five absences, 24 for six to fourteen, 18 for fifteen to twenty-three, and 12 for twenty-four to thirty-two. They are consecutive calendar days, so 30 of them is about 21,4 working days on a five-day week.
- [Orlofsréttur 2026 — Iceland annual leave, 2 days per month worked](https://valem.run/calculators/iceland/holiday-entitlement): Orlof (Annual leave). Article 3 of lög 30/1987 gives two orlofsdagar for each worked month of the leave year, counting half a month or more as a whole month — so a full year is 24 days. Sundays, public holidays and the first five Saturdays of the leave do not count as orlofsdagar, which means that for a Monday-to-Friday week all 24 are working days actually taken off.
- [Annual Leave Entitlement 2026 — 21 Consecutive Days Or 1 Per 17](https://valem.run/calculators/south-africa/holiday-entitlement): Section 20(2) of the BCEA requires at least 21 consecutive days of annual leave on full remuneration for each 12-month leave cycle, or by agreement one day for every 17 days worked. Because the 21 are consecutive calendar days, they amount to about 15 working days on a five-day week — and the 17:1 method gives 14,7 to 15,3 depending on the length of the working year.
- [Annual Leave Entitlement Malta 2026 — 192 Hours Plus Holidays](https://valem.run/calculators/malta/holiday-entitlement): Regulation 8 of the Organisation of Working Time Regulations sets paid annual leave at the equivalent in hours of four weeks and thirty-two hours on a forty-hour week and an eight-hour day — 192 hours, or 24 days. Since 1 January 2021 a whole-time employee also gets an extra day of vacation leave for every public holiday falling on a Saturday, Sunday or their weekly rest day.
- [Annual Leave Entitlement NZ 2026 — 4 Weeks After 12 Months](https://valem.run/calculators/new-zealand/holiday-entitlement): Employment New Zealand states that all employees become entitled to 4 weeks of paid annual holidays after 12 months of continuous employment. Because the entitlement is in weeks of your own working week, that is 20 days on a five-day week and 16 on a four-day one — and it arises at twelve months rather than building up toward them.
- [Annual Leave Entitlement Singapore 2026 — 7 Days Rising To 14](https://valem.run/calculators/singapore/holiday-entitlement): The Ministry of Manpower states the Employment Act entitlement as 7 days of paid annual leave in the first year of service, rising by one day a year to 14 from the eighth year. You are eligible after working at least 3 months, and the leave is pro-rated on the completed months you have worked in your current year of service.
- [Annual Leave Entitlement Hong Kong 2026 — 7 Days Rising To 14](https://valem.run/calculators/hong-kong/holiday-entitlement): The Labour Department states that an employee is entitled to 7 days of paid annual leave after serving every period of 12 months under a continuous contract, rising progressively to a maximum of 14 days by length of service. Years one and two both give 7 days, so the first increase comes in the third year, reaching 14 at nine years.
- [Annual Leave Australia 2026 — 4 Weeks, 5 For Shiftworkers](https://valem.run/calculators/australia/holiday-entitlement): Under the National Employment Standards an employee other than a casual accumulates 4 weeks of paid annual leave for each year of service, and an employee classified as a shiftworker is entitled to 5 weeks. Because the entitlement is in weeks of your own working week, four weeks is 20 days on a five-day week and 16 on a four-day one.
- [Congé annuel 2026 — Luxembourg annual leave, 26 working days](https://valem.run/calculators/luxembourg/holiday-entitlement): Congé annuel (Annual leave). The legal annual leave is 26 jours ouvrables a year, regardless of the employee’s age, and it accrues at one twelfth per full month worked in the first year. A new employee must generally complete three months of uninterrupted work with the same employer before the accrued leave can be taken.
- [Feriedage 2026 — Denmark leave: 2,08 days a month, 25 a year](https://valem.run/calculators/denmark/holiday-entitlement): Ferie (Annual leave). borger.dk states that you earn 2,08 paid holiday days for each month you are employed, which amounts to 25 feriedage — five weeks — for a full year. The accrual is the same whether you work full time, part time or only a few days a week.
- [Põhipuhkuse arvestamine 2026 — Estonia annual leave, 28 days](https://valem.run/calculators/estonia/holiday-entitlement): Põhipuhkus (Annual leave). The Tööinspektsioon states the põhipuhkus as at least 28 calendar days a year, and at least 35 calendar days for a minor or an employee with partial or no capacity for work. Because they are calendar days, 28 of them is four weeks and about 20 working days on a five-day week. A part year is pro-rated by calendar days over the length of the year.
- [Calcolo ferie annuali 2026 — Italy annual leave, 4 weeks minimum](https://valem.run/calculators/italy/holiday-entitlement): Ferie (Annual leave). Article 10 of legislative decree 66/2003 gives every employee a paid annual leave period of not less than four weeks. Because it is expressed in weeks of your own working week, that is 20 days on a five-day week and 24 on a six-day one. The four-week minimum cannot be replaced by a payment for untaken leave except on termination.
- [الإجازة السنوية 2026 — Saudi leave: 21 days, 30 after 5 years](https://valem.run/calculators/saudi-arabia/holiday-entitlement): الإجازة السنوية (Annual leave). Under article 109 of the Saudi Labour Law a worker is entitled to at least 21 days of paid annual leave, rising to at least 30 days after five consecutive years with the same employer. For a part year, article 111 gives leave pay in proportion to the time spent at work, so six months at 21 days is 10.5.
- [الإجازة السنوية 2026 — UAE leave: 30 days, 2 a month in year 1](https://valem.run/calculators/uae/holiday-entitlement): الإجازة السنوية (Annual leave). Under article 29 of Federal Decree-Law No. 33 of 2021 a worker is entitled to at least 30 days of fully paid annual leave for each year of service. In the first year the rate is two days for each month once service passes six months, so eleven months gives 22 days; the final part year when you leave is in proportion to the time worked.
- [연차 계산기 2026 — South Korea annual leave (15–25 days)](https://valem.run/calculators/south-korea/holiday-entitlement): 연차 유급휴가 (Paid annual leave). Under article 60 of the Labor Standards Act a worker who attended at least 80% of the year gets 15 days of paid annual leave. Before completing a year, or below 80% attendance, it is one day per month of perfect attendance. From three years of service one day is added for every two years beyond the first, up to 25 days.
- [Ежегодный отпуск 2026 — Russia annual leave (28 calendar days)](https://valem.run/calculators/russia/holiday-entitlement): Ежегодный отпуск (Annual leave). Under article 115 of the Labour Code, annual basic paid leave in Russia is 28 calendar days, and at least 30 for working people with disabilities. Because weekends inside the leave count, 28 calendar days is 20 working days on a five-day week.
- [შვებულება 2026 — Georgia annual leave (24 working days)](https://valem.run/calculators/georgia/holiday-entitlement): შვებულება (Annual leave). Under article 31 of the Labour Code of Georgia an employee is entitled to at least 24 working days of paid leave a year, plus an additional 10 calendar days for work under arduous, harmful or hazardous conditions. Leave can be requested after 11 months of work.
- [Υπολογισμός άδειας 2026 — Greece annual leave (20–26 days)](https://valem.run/calculators/greece/holiday-entitlement): Κανονική άδεια (Annual leave). Greek annual leave is 20 working days on a five-day week (24 on a six-day week) for a year of employment, proportional in the first year. It rises by a day a year to 22 (26), reaches 25 (30) after 10 years with the same employer or 12 with any, and 26 (31) after 25 years.
- [Платен годишен отпуск 2026 — Bulgaria annual leave (20+ days)](https://valem.run/calculators/bulgaria/holiday-entitlement): Платен годишен отпуск (Paid annual leave). Under article 155 of the Bulgarian Labour Code the basic paid annual leave is at least 20 working days. Article 156 adds at least 5 working days for work under specific risks and 5 for an irregular working day. A first-time employee can use the leave after 4 months.
- [Calcular vacaciones Chile 2026 — 15-day annual leave + progresivo](https://valem.run/calculators/chile/holiday-entitlement): Feriado anual (Annual leave). Under article 67 of the Chilean Labour Code a worker with more than a year of service gets 15 working days of paid annual leave (20 in Magallanes, Aysén and Palena). After ten years of work, article 68 adds one day for every three further years. Saturdays never count as leave days.
- [Kasmetinės atostogos 2026 — Lithuania annual leave (20 / 24 days)](https://valem.run/calculators/lithuania/holiday-entitlement): Kasmetinės atostogos (Annual leave). Under article 126 of the Lithuanian Labour Code employees get at least 20 working days of annual leave on a five-day week, or 24 on a six-day week. Workers under 18, single parents of a child under 14 or a disabled child under 18, and workers with disabilities get 25 (30).
- [Výpočet dovolené v hodinách 2026 — Czech annual leave (4 weeks)](https://valem.run/calculators/czechia/holiday-entitlement): Dovolená (Annual leave). Czech annual leave is at least 4 weeks (5 at public employers, 8 for teachers and academics) and since 2021 it is counted in hours: your weekly working hours times the number of weeks. A full-time 40-hour employee gets 160 hours, or 20 days; a part year earns one fifty-second per week worked, once at least four weeks have been worked.
- [Vacances annuelles 2026 — Belgium annual leave (20 days)](https://valem.run/calculators/belgium/holiday-entitlement): Vacances annuelles (Annual leave). In Belgium this year’s statutory leave depends on last year’s work: days worked or assimilated in the previous calendar year convert through the ONVA table to at most 20 days on a full-time five-day week (231 days or more gives the full 20). The maximum is four weeks in any working regime.
- [Salaries Tax Calculator Hong Kong 2026/27 — MPF & take-home](https://valem.run/calculators/hong-kong/net-salary): Your Hong Kong take-home pay is your salary minus your 5% MPF contribution (between the $7,100 and $30,000 monthly levels) and salaries tax, which is the lower of progressive rates on income after allowances and the 15% standard rate on income before them.
- [Sole Proprietor Tax Hong Kong 2026/27 — profits tax vs PA](https://valem.run/calculators/hong-kong/self-employed): As a Hong Kong sole proprietor you pay profits tax at 7.5% on the first $2 million of assessable profits and 15% above, or — if you elect personal assessment — the salaries-tax progressive rates after personal allowances, whichever is lower, after your own 5% MPF contribution.
- [First Registration Tax Calculator Hong Kong 2026 — FRT & licence](https://valem.run/calculators/hong-kong/car-tax): A private car in Hong Kong pays first registration tax on its taxable value at 46% on the first $150,000, 86% on the next $150,000, 115% on the next $200,000 and 132% above $500,000, then an annual licence fee set by engine size — or, for an electric car, by rated power.
- [VSK-reiknivél 2026 — Iceland VAT calculator (24% / 11%)](https://valem.run/calculators/iceland/vat): VSK (VAT). Icelandic VAT has two rates: 24% on everything taxable unless the law says otherwise, and 11% on food, accommodation, books, newspapers, heating and some transport. You must register once taxable sales exceed ISK 2,000,000 in any twelve-month period.
- [Launareiknivél 2026 — Iceland net salary (staðgreiðsla)](https://valem.run/calculators/iceland/net-salary): Útborguð laun (Take-home pay). Your Icelandic take-home pay is your monthly gross minus the 4% pension premium and withholding tax (staðgreiðsla) at 31.49%, 37.99% and 46.29% across the 2026 brackets, reduced by a personal tax credit of 72,492 kr a month.
- [MVA-kalkulator 2026 — Norway VAT (25% / 15% / 12%)](https://valem.run/calculators/norway/vat): MVA (VAT). Norwegian VAT for 2026 is 25% as the general rate, 15% on food and on water and wastewater services, 12% on passenger transport, hotel rooms, cinema and similar services, and 11.11% on wild marine resources. Registration is required once taxable turnover passes 50,000 kr in twelve months.
- [Калькулятор НДС 22% (2026) — Russia VAT calculator](https://valem.run/calculators/russia/vat): НДС (VAT). Russian VAT (НДС) is 22% from 1 January 2026, up from 20%, with 10% on listed food, children’s goods, books and periodicals, and medical goods, and 0% on exports. A business on the simplified system (УСН) is automatically exempt if its 2025 income was 20 million rubles or less.
- [ضريبة الشركات للمستقلين — UAE freelancer corporate tax](https://valem.run/calculators/uae/self-employed): ضريبة الشركات للمستقلين (Freelancer corporate tax). A UAE freelancer or sole trader pays no Corporate Tax until business turnover exceeds AED 1,000,000 in a calendar year. Above that, taxable income is taxed at 0% up to AED 375,000 and 9% above — unless the business elects Small Business Relief, available with revenue within AED 3,000,000 until 31 December 2029.
- [Bifreiðagjald & kílómetragjald 2026 — Iceland car tax](https://valem.run/calculators/iceland/car-tax): Bifreiðagjald (Vehicle tax). Keeping a car in Iceland costs bifreiðagjald — 21,260 kr per half-year, plus a charge per gram of CO₂ above the threshold — and, from 2026, kílómetragjald of 6.95 kr per kilometre on every car up to 3.5 tonnes, whatever its fuel.
- [Calculadora IVA 2026 — Chile VAT 19% (add or remove)](https://valem.run/calculators/chile/vat): IVA (VAT). Chilean VAT (IVA) is a single rate of 19% on the taxable base under article 14 of DL 825. To add it, multiply the net price by 1.19; to take it out of a price that includes it, divide by 1.19.
- [PVM skaičiuoklė 2026 — Lithuania VAT (21% / 12% / 5%)](https://valem.run/calculators/lithuania/vat): PVM (VAT). Lithuanian VAT (PVM) is 21% as the standard rate, 12% on accommodation, regulated passenger transport and cultural events, and 5% on reimbursed medicines, disability aids, periodicals and books. A business can stay outside VAT while its turnover stayed within EUR 45,000 last year and is not expected to exceed it this year.
- [ДДС калкулатор 2026 — Bulgaria VAT (20% / 9%) in euro](https://valem.run/calculators/bulgaria/vat): ДДС (VAT). Bulgarian VAT (ДДС) is 20%, with a 9% rate on hotel accommodation, books, newspapers and magazines, and baby food and hygiene items. From 1 January 2026 a business must register once its annual turnover in the calendar year exceeds EUR 51,130.
- [დღგ კალკულატორი 2026 — Georgia VAT 18%](https://valem.run/calculators/georgia/vat): დღგ (VAT). Georgian VAT is a single rate of 18% under article 166 of the Tax Code. A business must apply to register within 2 business days of its VAT-taxable supplies exceeding GEL 100,000 over any 12 consecutive calendar months.
- [税后工资计算器 2026 — China net salary (Beijing)](https://valem.run/calculators/china/net-salary): 税后工资 (Take-home pay). Your take-home pay in Beijing is your salary minus your own social insurance (pension 8%, medical 2% plus 3 yuan, unemployment 0.5% on a base between 7,270 and 36,348 yuan a month), your housing fund contribution (5–12%), and individual income tax at 3% to 45% on the year’s income after a 60,000 yuan basic deduction.
- [个体工商户个税计算 2026 — China self-employed tax](https://valem.run/calculators/china/self-employed): 个体工商户 (Individual business). An individual business (个体工商户) in China pays individual income tax on its business income at 5% to 35%, after its owner’s own social insurance and a 60,000 yuan basic deduction (if the owner has no salary income), and from 2023 to 2027 the tax on the first 2 million yuan of taxable income is halved.
- [增值税计算器 2026 — China VAT 13% / 9% / 6%](https://valem.run/calculators/china/vat): 增值税 (VAT). China’s VAT Law, in force from 1 January 2026, keeps three rates — 13% on goods, 9% on transport, construction, real estate and listed staples, and 6% on other services — with 0% on exports, while small-scale taxpayers pay a 3% levy rate that is cut to 1% in 2026 and 2027.
- [带薪年休假计算 2026 — China annual leave 5 / 10 / 15 days](https://valem.run/calculators/china/holiday-entitlement): 带薪年休假 (Paid annual leave). Under China’s Regulations on Paid Annual Leave for Employees, an employee who has worked for at least one year cumulatively gets 5 days of paid annual leave, 10 days from 10 years and 15 days from 20 years, counting service with every employer.
- [车辆购置税计算器 2026 — China car purchase tax](https://valem.run/calculators/china/car-tax): 车辆购置税 (Vehicle purchase tax). A car bought in China pays vehicle purchase tax of 10% of its price excluding VAT — half that for a new-energy car bought in 2026 or 2027, with the saving capped at 15,000 yuan — and then an annual vehicle and vessel tax set by the province within a national band for its engine size.
- [Kalkulator gaji bersih 2026 — Indonesia net salary (PPh 21)](https://valem.run/calculators/indonesia/net-salary): Gaji bersih (Net salary). Your take-home pay in Indonesia is your salary minus your own BPJS contributions (health 1% on up to Rp12 million, old-age 2%, pension 1% up to its wage ceiling) and PPh 21, the income tax charged at 5% to 35% on the year’s pay after a 5% occupational cost, your pension contributions and a non-taxable allowance of Rp54 million.
- [PPh Final UMKM 0,5% 2026 — Indonesia self-employed tax](https://valem.run/calculators/indonesia/self-employed): PPh Final UMKM (MSME final income tax). An individual running a business in Indonesia whose turnover last year was at most Rp4.8 billion can pay a final income tax of 0.5% of turnover, with the first Rp500 million of the year tax-free; free professionals and anyone who opts out pay 5% to 35% on profit after the non-taxable allowance.
- [Kalkulator PPN 12% 2026 — Indonesia VAT calculator](https://valem.run/calculators/indonesia/vat): PPN (VAT). Indonesia’s VAT (PPN) rate is 12%, but for everything except luxury goods subject to the luxury-goods sales tax it is charged on a tax base of 11/12 of the price, so it works out at 11%; luxury goods pay 12% on the full price and exports 0%.
- [Cuti tahunan 2026 — Indonesia annual leave entitlement](https://valem.run/calculators/indonesia/holiday-entitlement): Cuti tahunan (Annual leave). Under article 79(3) of Indonesia’s Manpower Law, as amended by the Job Creation Law (UU 6/2023), an employee gets at least 12 working days of paid annual leave after working 12 months in a row.
- [Pajak kendaraan Jakarta 2026 — Indonesia car tax (PKB)](https://valem.run/calculators/indonesia/car-tax): Pajak kendaraan (Vehicle tax). In Jakarta a car pays an annual motor vehicle tax (PKB) of 2% of its sale value times its weighting coefficient for your first car, rising to 3%, 4%, 5% and 6% for further cars, and a new car also pays a one-off 12.5% transfer fee (BBNKB); battery-electric cars are exempt from both from 1 April 2026.
- [Salary tax calculator Pakistan 2026-27 — take-home pay](https://valem.run/calculators/pakistan/net-salary): Your take-home salary in Pakistan for tax year 2026-27 is your pay minus income tax at the salaried rates of the Finance Act 2026 — nothing on the first Rs600,000 of the year, then 1% rising to 35% above Rs7 million — and, if you are insured with EOBI, 1% of the minimum wage each month.
- [Business income tax Pakistan 2026-27 — self-employed calculator](https://valem.run/calculators/pakistan/self-employed): A self-employed individual in Pakistan pays income tax on business or professional profit at the non-salaried rates — nothing on the first Rs600,000, then 15% rising to 45% above Rs5.6 million — and a surcharge of 10% of that tax when taxable income exceeds Rs10 million.
- [Sales tax calculator Pakistan 2026-27 — 18% GST on goods](https://valem.run/calculators/pakistan/vat): Pakistan charges federal sales tax of 18% on the value of taxable goods, plus a further 4% when the buyer is not registered or not on the active taxpayers’ list; exports are zero-rated, and services are taxed separately by the provinces.
- [Annual leave Pakistan 2026 — 14 days entitlement calculator](https://valem.run/calculators/pakistan/holiday-entitlement): Under Pakistan’s federal labour laws, as they apply in Islamabad, a worker gets 14 days of paid annual leave after twelve months of continuous service — 14 consecutive days in a factory (Factories Act 1934 s.49-B) and 14 days in a shop or establishment (Shops and Establishments Ordinance 1969 s.14).
- [Car tax calculator Islamabad 2026-27 — token and advance tax](https://valem.run/calculators/pakistan/car-tax): A new car registered in Islamabad pays advance income tax of 0.5% to 12% of its invoice value on registration, then each year a motor vehicle tax of 0.25% of the value (0.35% above 2000cc) and a fixed advance income tax; a car up to 1000cc pays Rs20,000 for life instead.
- [PAYE calculator Nigeria 2026 — take-home pay, new tax law](https://valem.run/calculators/nigeria/net-salary): Your take-home pay in Nigeria in 2026 is your pay minus income tax under the Nigeria Tax Act 2025 — nothing on the first ₦800,000 of chargeable income, then 15% rising to 25% above ₦50 million — and your 8% pension contribution, which is deducted before the tax, as is a 2.5% National Housing Fund contribution if you make one (compulsory in the public sector, voluntary in the private sector).
- [Self-employed tax calculator Nigeria 2026 — sole proprietors](https://valem.run/calculators/nigeria/self-employed): A self-employed individual in Nigeria pays personal income tax on business profit at the same rates as employees — nothing on the first ₦800,000 of chargeable income, then 15% rising to 25% above ₦50 million — after deducting rent relief, pension contributions and the 2.5% National Housing Fund share.
- [VAT calculator Nigeria 2026 — add or remove 7.5% VAT](https://valem.run/calculators/nigeria/vat): Nigeria charges VAT at 7.5% of the value of taxable goods and services; basic food, medicines, education and exports are zero-rated, land and financial instruments are exempt, and a small business — turnover of ₦100 million or less and fixed assets of at most ₦250 million, not providing professional services — neither registers for nor charges VAT.
- [বেতনের আয়কর calculator Bangladesh 2026-27 — salary tax](https://valem.run/calculators/bangladesh/net-salary): বেতনের আয়কর (Income tax on salary). Your take-home salary in Bangladesh is your pay minus income tax on two-thirds of it (one-third, at most ৳5 lakh a year, is exempt): nothing on the first ৳4 lakh of taxable income — ৳4.5 lakh for women and people aged 65 or over, more for people with a disability or third gender and gazetted war-wounded freedom fighters — then 10% rising to 30%, less an investment rebate, with a ৳5,000 minimum once you pass the threshold.
- [ব্যবসার আয়কর Bangladesh 2026-27 — self-employed tax calculator](https://valem.run/calculators/bangladesh/self-employed): ব্যবসার আয়কর (Business income tax). A self-employed individual in Bangladesh pays the larger of two figures: income tax on profit at the Finance Act 2026 rates — nothing on the first ৳4 lakh (more for some groups), then 10% rising to 30%, at least ৳5,000 once profit passes the threshold — and a turnover tax of 1% of gross receipts, which applies even with a loss; listed ICT and freelancing income received wholly by bank transfer is exempt from both until 30 June 2027.
- [মূসক (VAT) calculator Bangladesh 2026-27 — 15% VAT](https://valem.run/calculators/bangladesh/vat): মূসক (VAT). Bangladesh charges VAT (মূসক) at 15% on taxable supplies and imports, with reduced rates of 10%, 7.5% and 5% for the goods and services in the Third Schedule, 0% on exports and none on First Schedule exempt supplies; a business must register once its turnover exceeds ৳50 lakh in twelve months, and between ৳30 lakh and ৳50 lakh it pays a 4% turnover tax instead.
- [বাৎসরিক ছুটি Bangladesh 2026 — annual leave calculator](https://valem.run/calculators/bangladesh/holiday-entitlement): বাৎসরিক ছুটি (Annual leave). Under section 117 of the Bangladesh Labour Act 2006, a worker who has completed one year of continuous service earns paid annual leave of one day for every 18 days worked in the previous twelve months in a shop, commercial or industrial establishment, factory or road transport — one per 22 days in a tea garden and one per 11 days for a newspaper worker — and an adolescent earns one per 14 days (18 in a tea garden).
- [মোটরযানের অগ্রিম কর Bangladesh 2026-27 — car tax calculator](https://valem.run/calculators/bangladesh/car-tax): মোটরযানের অগ্রিম কর (Motor vehicle advance tax). A private car owner in Bangladesh pays advance income tax with each registration or fitness renewal, a year at a time: ৳25,000 up to 1500cc rising to ৳5,00,000 above 4500cc (৳25,000 to ৳1,00,000 for an electric car by motor power); an individual pays 50% more, plus an environmental surcharge, on each car beyond the first.

## Research

- [Research index](https://valem.run/research): original findings from auditing the calculators above against primary sources.
- [We re-checked 29 tax calculators for 2026. Four had real errors.](https://valem.run/research/october-recheck-29-calculators): In October 2026 we re-verified every calculator still labelled for an old tax year. 18 moved to 2026, 11 now say on the page why they could not, and 4 had errors that were not drift at all.
- [We audited 102 tax calculators. 29 were wrong.](https://valem.run/research/we-audited-102-tax-calculators): We re-derived 102 net-salary and vehicle-tax models against primary sources. 29 of the 51 salary models needed a figure changed. Here is what was wrong, and what kind of wrong it was.
- [Three ways a calculator is wrong that its own tests can never catch](https://valem.run/research/three-ways-a-calculator-is-wrong): A green test suite proves a model computes what it says. It says nothing about whether what it says is right. Three failure modes from auditing 102 tax models, and what actually finds them.
- [Round numbers are the tell: spotting an invented rate table](https://valem.run/research/round-numbers-are-the-tell): Real statutory rate tables are ugly. When a calculator shows you four clean round numbers where the law has thirty bands, you are looking at something plausible rather than something true.

## Decision tools

- [All decision tools](https://valem.run/calculators/tools): interactive models for money decisions that turn on assumptions rather than tax rules — every assumption is an editable input.
- [Car Total Cost of Ownership Calculator](https://valem.run/calculators/tools/car-tco): The true cost of owning a car is its depreciation plus finance interest, fuel or electricity, insurance, servicing, tyres, tax and the incidentals — and depreciation is usually the largest line, which is why both the sticker price and the monthly payment understate it.
- [Rent vs Buy Calculator](https://valem.run/calculators/tools/rent-vs-buy): Buying beats renting once the equity you build plus house price growth outweighs the return the same money would have earned invested — which depends on how long you stay, and typically takes well over a decade at ordinary appreciation and investment returns.
- [FIRE Calculator — when you can retire](https://valem.run/calculators/tools/fire-planner): You are financially independent once your portfolio reaches your annual retirement spending divided by your withdrawal rate — 25 times your spending at the 4% rule — and the age you get there is driven far more by your savings rate than by your investment return.
- [Debt Payoff Calculator — snowball vs avalanche](https://valem.run/calculators/tools/debt-payoff): The avalanche method — paying the highest interest rate first — always costs less in interest than the snowball method, which pays the smallest balance first; the snowball’s advantage is motivational, and this model prices exactly what that motivation costs.
- [Emergency Fund Calculator — how many months, and why](https://valem.run/calculators/tools/emergency-fund): Your emergency fund target is your monthly essential expenses times a number of months that starts at 3 and rises for variable or freelance income and for each dependent, falling by one month if you carry income-protection insurance.

## Rule explainers

- [All rule explainers](https://valem.run/calculators/rules): specific statutory rules explained in full, each linked to the calculator that implements it.
- [The UK's £100,000 personal allowance taper, explained](https://valem.run/calculators/rules/uk-personal-allowance-taper): Between £100,000 and £125,140 of income, the UK's £12,570 tax-free personal allowance withdraws at £1 for every £2 earned, disappearing entirely at the top of the band.
- [Estonia's 2025 motor-vehicle tax: how the CO₂ and mass components work](https://valem.run/calculators/rules/estonia-motor-vehicle-tax-co2-mass): Estonia's motor-vehicle tax, introduced in 2025, is a flat base plus 3 EUR (annual) or 5 EUR (registration) for every gram of CO₂ above a 117 g/km threshold, plus a mass charge above 2,000 kg.
- [Why Poland's 9% health contribution doesn't reduce your tax bill](https://valem.run/calculators/rules/poland-health-contribution-not-deductible): Poland's 9% employee health-insurance contribution (składka zdrowotna) is charged on income after ZUS deductions but, since 2022, can no longer be offset against PIT — it reduces net pay directly rather than reducing taxable income.
- [Poland's car excise: no annual tax, but a sharp rate jump at 2,000cc](https://valem.run/calculators/rules/poland-excise-2000cc-threshold): Poland levies no annual car-ownership tax; instead, a one-time excise (akcyza) applies when a car is first registered, at 3.1% of value for engines up to 2,000cc and 18.6% above — a six-fold jump right at the threshold.
- [Germany's childless surcharge on long-term-care insurance](https://valem.run/calculators/rules/germany-childless-care-surcharge): German long-term-care insurance is charged at 1.8% of pay up to its contribution ceiling, plus a 0.6-percentage-point surcharge on employees over 23 who have no children — a policy tied to the insurance's reliance on future generations of contributors.

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