# Take Home Pay Calculator USA — federal

Source page: https://valem.run/calculators/usa/net-salary

Your US take-home is gross minus the standard deduction, federal income tax and FICA; state income tax is a separate add-on.

**Tax year:** 2026

## How it is calculated

US federal tax starts from gross minus the standard deduction, then applies the single-filer brackets from 10% to 37%. FICA adds Social Security (6.2% up to the wage base) and Medicare (1.45%, plus 0.9% above 200,000).

State income tax is separate and ranges from 0% (Texas, Florida, Washington) to over 13% (California), so the calculator shows the federal net before state tax. Estimate, not tax advice.

## Worked example

With Gross annual salary of 75,000 USD, this model computes Net / month of 5,132.71 USD.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Gross annual salary | number |

## Sources

- [IRS — inflation adjustments](https://www.irs.gov) (checked 2026-08-02)
- [SSA — wage base](https://www.ssa.gov/oact/cola/cbb.html) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/usa/net-salary.json
- Compute by URL: https://valem.run/calculators/usa/net-salary.json?grossAnnual=75000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `usa/net-salary`)