# Lohnrechner Brutto Netto — Switzerland net salary

Source page: https://valem.run/calculators/switzerland/net-salary

Your Swiss net salary is gross minus social contributions (~12.8%) and income tax at your canton's effective rate.

**Tax year:** 2026

## How it is calculated

Swiss social contributions — AHV/IV/EO, unemployment, accident and occupational pension (BVG) — come to roughly 12.8% of gross, though the pension part varies with age.

Income tax is federal plus cantonal and communal, so the total depends heavily on where you live: the combined top rate is about 22% in Zug, 40% in Zurich and 45% in Geneva. Pick your canton from the dropdown to load a representative effective rate for a middling income, or enter your own. Estimate, not tax advice.

## Worked example

With Brutto pro Jahr of 80,000 CHF, this model computes Netto / Monat of 5,115.73 CHF.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Brutto pro Jahr | number |
| `kanton` | Kanton | string |
| `customCantonRate` | Effektiver Steuersatz bei « Anderer » | number |

## Sources

- [ESTV Steuerrechner](https://swisstaxcalculator.estv.admin.ch) (checked 2026-08-02)
- [AHV/IV](https://www.ahv-iv.ch) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 3 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/switzerland/net-salary.json
- Compute by URL: https://valem.run/calculators/switzerland/net-salary.json?grossAnnual=80000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `switzerland/net-salary`)