# Salary Calculator Singapore — CPF & tax

Source page: https://valem.run/calculators/singapore/net-salary

Your Singapore net pay is gross minus employee CPF (20%, capped) and resident income tax, which is assessed annually rather than withheld.

**Tax year:** YA2026

## How it is calculated

Singapore employees under 55 contribute 20% of wages to CPF, up to the ordinary-wage ceiling. Income tax is charged separately on the progressive resident scale from 0% to 24%, but it is assessed annually and paid later, not deducted each month.

CPF and earned-income reliefs reduce the chargeable income. The calculator shows CPF and the annual tax so you can see both take-home and the tax bill. Estimate, not tax advice.

## Worked example

With Gross annual salary of 60,000 SGD, this model computes Net / year 46,890 SGD.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Gross annual salary | number |

## Sources

- [IRAS](https://www.iras.gov.sg) (checked 2026-08-02)
- [CPF Board](https://www.cpf.gov.sg) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/singapore/net-salary.json
- Compute by URL: https://valem.run/calculators/singapore/net-salary.json?grossAnnual=60000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `singapore/net-salary`)