# Salary Calculator Philippines — net take-home

Source page: https://valem.run/calculators/philippines/net-salary

Your Philippine net pay is gross minus SSS, PhilHealth and Pag-IBIG contributions and TRAIN withholding tax.

**Tax year:** 2026

## How it is calculated

Philippine payroll deducts three contributions — SSS (5%), PhilHealth (2.5%) and Pag-IBIG (2%, capped) — from gross. The remainder, annualised, is taxed under the TRAIN law.

TRAIN exempts the first 250,000 PHP a year, then charges 15% to 35% across the bands, so lower earners pay no income tax. The calculator combines the contributions and withholding. Estimate, not tax advice.

## Worked example

With Gross monthly salary of 30,000 PHP, this model computes Net / month of 26,542.50 PHP.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossMonthly` | Gross monthly salary | number |

## Sources

- [BIR](https://www.bir.gov.ph) (checked 2026-08-02)
- [SSS](https://www.sss.gov.ph) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/philippines/net-salary.json
- Compute by URL: https://valem.run/calculators/philippines/net-salary.json?grossMonthly=30000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `philippines/net-salary`)