# מחשבון שכר נטו — Israel net salary

Source page: https://valem.run/calculators/israel/net-salary

Your Israeli net salary is gross minus income tax (less credit points) and National Insurance plus health contributions.

**Tax year:** 2026

## How it is calculated

Israeli income tax is charged on monthly brackets from 10% to 47%, but credit points (2.25 for men, 2.75 for women, more for parents and other groups) are worth a fixed monthly amount subtracted from the tax.

National Insurance and health contributions apply on a two-band scale: a low rate below about 60% of the average wage and a higher rate above, up to a ceiling. The calculator combines all three. Estimate, not tax advice.

## Worked example

With שכר ברוטו / חודש of 12,000 ILS, this model computes נטו / חודש of 10,225.94 ILS.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossMonthly` | שכר ברוטו / חודש | number |
| `creditPoints` | נקודות זיכוי (2.25 גבר / 2.75 אישה) | number |

## Sources

- [רשות המסים](https://www.gov.il/he/departments/israel_tax_authority) (checked 2026-08-02)
- [ביטוח לאומי](https://www.btl.gov.il) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/israel/net-salary.json
- Compute by URL: https://valem.run/calculators/israel/net-salary.json?grossMonthly=12000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `israel/net-salary`)