# Palkkalaskuri — Finland net salary

Source page: https://valem.run/calculators/finland/net-salary

Your Finnish net salary is gross minus about 10.17% in contributions and combined state-plus-municipal income tax.

**Tax year:** 2026

## How it is calculated

Finnish payroll deducts employee pension (TyEL 7.30%), unemployment (0.89%) and health contributions (1.1% + 0.88%), about 10.17% of gross together in 2026.

Income tax combines a progressive state scale with a flat municipal rate (roughly 7.5%), reduced by substantial earned-income deductions. This simplified model applies a combined progressive tax. Estimate, not tax advice.

## Worked example

With Bruttopalkka / vuosi of 42,000 EUR, this model computes Netto / kk of 2,600 EUR.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Bruttopalkka / vuosi | number |

## Sources

- [Vero.fi](https://www.vero.fi) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/finland/net-salary.json
- Compute by URL: https://valem.run/calculators/finland/net-salary.json?grossAnnual=42000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `finland/net-salary`)