# Καθαρός μισθός — Cyprus net salary calculator

Source page: https://valem.run/calculators/cyprus/net-salary

Your Cypriot net salary is gross minus 8.8% social insurance and 2.65% GHS, and income tax above the 22,000 EUR tax-free band.

**Tax year:** 2026

## How it is calculated

Cyprus deducts 8.8% social insurance on a capped base and 2.65% for the General Healthcare System (GHS/GESY) from gross.

Income tax is generous at the bottom: the 2026 tax reform raised the tax-free band from 19,500 to 22,000 EUR, then 20/25/30/35% across the bands. The calculator combines the contributions and tax. Estimate, not tax advice.

## Worked example

With Gross annual salary of 25,000 EUR, this model computes Net / month of 1,656.73 EUR.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Gross annual salary | number |

## Sources

- [Cyprus Tax Department](https://www.mof.gov.cy/mof/tax) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/cyprus/net-salary.json
- Compute by URL: https://valem.run/calculators/cyprus/net-salary.json?grossAnnual=25000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `cyprus/net-salary`)