# Bruto neto plaća kalkulator — Croatia net salary

Source page: https://valem.run/calculators/croatia/net-salary

Your Croatian net salary is gross minus the 20% pension contribution and municipal income tax after the personal allowance.

**Tax year:** 2026

## How it is calculated

Croatian payroll deducts a 20% pension contribution (15% first pillar, 5% second) from gross; health insurance is an employer cost.

After a personal allowance, income tax applies at municipal rates — a lower rate up to 5,000 EUR a month and a higher rate above (Zagreb charges 23% and 33%, cut from 23.6% and 35.4% in March 2025). Estimate, not tax advice.

## Worked example

With Bruto plaća / mjesec of 1,800 EUR, this model computes Neto / mjesec of 1,246.80 EUR.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossMonthly` | Bruto plaća / mjesec | number |

## Sources

- [Porezna uprava](https://www.porezna-uprava.hr) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/croatia/net-salary.json
- Compute by URL: https://valem.run/calculators/croatia/net-salary.json?grossMonthly=1800
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `croatia/net-salary`)