# Pay Calculator Australia — take-home after tax

Source page: https://valem.run/calculators/australia/net-salary

Your Australian take-home is gross minus income tax (0-45%) and the 2% Medicare levy; super is paid by the employer on top.

**Tax year:** 2026-27

## How it is calculated

Australian income tax for 2026-27 runs 0% up to 18,200 AUD, then 15%, 30%, 37% and 45% across the bands — the lowest rate fell from 16% to 15% on 1 July 2026 and is legislated to fall again to 14% in 2027-28. The 2% Medicare levy applies on top for most earners, shaded in between 28,011 and 35,013 AUD.

Superannuation of 12% is paid by the employer above your salary, not deducted from it. Student-loan (HELP) repayments and the Medicare levy surcharge are optional add-ons. Estimate, not tax advice.

## Worked example

With Gross annual salary of 85,000 AUD, this model computes Net / month of 5,606.67 AUD.

## Inputs

| Name | Label | Type |
| --- | --- | --- |
| `grossAnnual` | Gross annual salary | number |

## Sources

- [ATO — individual rates](https://www.ato.gov.au) (checked 2026-08-02)

## What this page claims

The Valem engine reproduces this model's formula through 2 self-test cases. That shows internal consistency, not that the formula matches current law; the cited sources are the evidence for that. Estimate, not tax advice.

## For agents

- Model manifest (formula, constants, test vectors): https://valem.run/calculators/australia/net-salary.json
- Compute by URL: https://valem.run/calculators/australia/net-salary.json?grossAnnual=85000
- MCP: https://valem.run/mcp/calculators (call `calculate` with calculator `australia/net-salary`)